Grocery credit cards
Compare the credit cards that earn cash back and rewards on grocery shopping.
Comparing of 12 grocery credit cards
On website
American Express Gold Rewards Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$250.00 p.a. ongoing
Highlights
- Earn up to 60,000 Membership Rewards points. New American Express Gold Rewards Cardmembers, earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in net purchases on your Card.
- 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
- Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores, and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.
Pros
Cons
On website
KOHO Extra Prepaid Mastercard
Balance transfer
N/A
Purchase rate
N/A
Interest-free days
N/A
Annual fee
$84.00 p.a. ongoing
Highlights
- 0% interest rate.
- Enjoy an affordable $84 annual fee (comes with a 30-day free trial).
- Earn 2% cashback on groceries, bills & services, eating & drinking.
Pros
Cons
On website
SimplyCash Card from American Express
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn a bonus 5% cashback on all purchases (up to $2,000 in spending) and receive up to $100 in Statement Credits within the first 3 months of Cardmembership. Terms and Conditions apply.
- Earn 2% cashback on gas and grocery.
- Earn 1.25% cashback on other eligible transactions.
Pros
Cons
On website
KOHO Easy Prepaid Mastercard
Balance transfer
N/A
Purchase rate
N/A
Interest-free days
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- $0 annual fee.
- 0% interest rate.
- Earn 1% cashback on groceries, billing, and services.
Pros
Cons
On website
SimplyCash Preferred Card from American Express
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$119.88 p.a. ongoing
Highlights
- Get a 10% cashback bonus on all purchases (up to $2,000 in spending) during your first 3 months. Plus, receive a $50 statement credit when you make a purchase in month 13. This offers up to $250 in bonus value within your first 13 months. Terms and Conditions apply.
- Earn 4% cashback on gas and grocery.
- Earn 2% cashback on other eligible transactions.
Pros
Cons
On website
KOHO Essential Prepaid Mastercard
Balance transfer
N/A
Purchase rate
N/A
Interest-free days
N/A
Annual fee
$48.00 p.a. ongoing
Highlights
- 0% interest rate.
- Enjoy an affordable $48 annual fee (comes with a 30-day free trial).
- Earn 1% cashback on groceries, bills & services, eating & drinking.
Pros
Cons
Walmart Rewards World Mastercard
Balance transfer
N/A
Purchase rate
19.89% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- No annual fee.
- Earn 3% cashback when you shop at Walmart.ca
- Earn 1.25% cashback at gas stations and any Walmart store in Canada.
- Earn 1% cashback on all other purchases.
Bank promo
Pros
Cons
Walmart Rewards Mastercard
Balance transfer
N/A
Purchase rate
19.89% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- No annual fee.
- Earn 1.25% cashback when you shop at Walmart.
- Earn 1% cashback on gas and all other purchases.
Bank promo
Pros
Cons
BMO CashBack World Elite Mastercard
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 for 1st year
Highlights
- Get up to 10% cashback on eligible purchases in the first 3 months. Terms and Conditions apply.
- $0 annual fee on the first year ($120 thereafter).
- Earn 5% cashback on grocery purchases, 4% cashback on transit transactions such as ride-sharing and/or taxis, 3% on gas, 2% recurring bill payments and 1% cashback on all other purchases.
Pros
Cons
Scotia Momentum Visa Infinite Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 for 1st year
Highlights
- Earn 10% cashback on all purchases for the first 3 months (up to $2,000 in total purchases).
- No annual fee for the first year, including supplementary cards ($120 and $50 p.a. respectively thereafter).
- Earn cashback on groceries, recurring payments, gas, and everything else.
Pros
Cons
Tangerine Money-Back Credit Card
Balance transfer
6 months at 1.95% p.a.
Purchase rate
19.95% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- 1.95% p.a. for 6 months on balance transfers (3% balance transfer fee applies). Reverts to cash advance rate of 19.95% p.a.
- Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
- Get your Rewards deposited into your Tangerine Savings Account and get a 3rd 2% Money-Back Category.
- No limit on the amount of Money-Back Rewards you can earn on your everyday purchases. Conditions apply.
Pros
Cons
TD Cash Back Visa Card
Balance transfer
N/A
Purchase rate
19.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn 1% in cash back on eligible grocery purchases, gas purchases, and regularly recurring bill payments set up on your account.
- $0 annual fee for primary and additional cardholders.
- Earn 0.5% in cash back on all other purchases.
