HSBC credit cards

Compare what HSBC credit cards offer in terms of rewards, cashback, interest, and travel perks.

By   |   Verified by David Boyd   |   Updated 5th August 2022

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Comparing HSBC credit cards

HSBC Premier World Elite Mastercard

Apply by 31 October 2022

HSBC Premier World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.9% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 80,000 Points plus a full annual fee rebate for the Primary Cardholder for the first year if you meet the criteria. Must apply by 31 October 2022. Conditions apply.
  • No foreign transaction fees.
  • Earn 3% in travel rewards on all eligible travel purchases (6 points per $1) and 1.5% in travel rewards on all other eligible purchases (3 points per $1).

Pros

  • Earn up to 80,000 points when you meet the criteria.
  • $0 annual fee for the first year.
  • Get unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide.
  • No foreign transaction fees.

Cons

  • The annual fee reverts to $149 p.a. after the initial year.
HSBC World Elite Mastercard

Apply by 31 October 2022

HSBC World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.9% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 80,000 Points PLUS a full annual fee rebate for the Primary Cardholder for the first year. Must apply by 31 October 2022. Conditions Apply.
  • No foreign transaction fees.
  • Earn 3% in travel rewards on all eligible travel purchases (6 points per $1) and 1.5% in travel rewards on all other eligible purchases (3 points per $1).

Pros

  • Earn 80,000 points when you meet the criteria.
  • $0 annual fee on the first year.
  • Includes 31-day insurance coverage.

Cons

  • The annual fee reverts to $149 p.a. after the initial year.
HSBC + Rewards Mastercard

Apply by 31 October 2022

HSBC + Rewards Mastercard

Balance transfer

N/A

Purchase rate

11.9% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn 35,000 Points ($175 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Must apply by April 4, 2022. Conditions Apply
  • Earn 2 points for every $1 on eligible dining or entertainment purchases, earn 1 point for every $1 on all other everyday purchases.
  • Low interest rate of 11.90% p.a. on purchases, cash advances and balance transfers.

Pros

  • Earn 35,000 points when you meet the criteria.
  • $0 annual fee on the first year.
  • Get 2 points for every $1 on eligible dining or entertainment purchases.

Cons

  • Additional cards cost $10.