MBNA credit cards

Compare sign up bonuses, offers, rates, and fees for a range of MBNA credit cards.

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Updated 23 Aug 2023   |   Rates updated regularly

Comparing of 6 MBNA credit cards

MBNA Rewards World Elite Mastercard

MBNA Rewards World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$120.00 p.a. ongoing

Highlights

  • Earn up to 30,000 points when you spend $2,000 on eligible transactions and sign up for paperless e-statements within the first 90 days of account opening. Terms and Conditions apply.
  • Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases (up to $50,000 spent annually per category). 1 point for every $1 on all other eligible purchases.
  • Receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months (with a 15,000 points cap).
MBNA Rewards Platinum Plus Mastercard

MBNA Rewards Platinum Plus Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn up to 10,000 points when you spend $500 on eligible transactions and sign up for paperless e-statements within the first 90 days of account opening. Terms and Conditions apply.
  • No annual fee.
  • Earn 4 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases during the first 90 days, and 2 points for every $1 spent thereafter ($10,000 spend cap applies).

Pros

  • Earn up to 10,000 points when you meet the criteria.
  • Receive Birthday Bonus Points equal to 10% of the total number of points earned in 12 months. Conditions apply.
  • Make it more convenient to pay for large purchases with MBNA Payment Plan.

Cons

  • The high-interest rates.
MBNA Smart Cash World Mastercard

MBNA Smart Cash World Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$39.00 p.a. ongoing

Highlights

  • Earn 5% cashback on eligible gas and groceries purchases for the first 6 months ($500 monthly spend cap), 2% thereafter.
  • Get 1% cashback on all other eligible purchases.
  • Includes Rental Vehicle Collision Damage Waiver Benefits.
MBNA Smart Cash Platinum Plus Mastercard

MBNA Smart Cash Platinum Plus Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn 5% cashback on eligible gas and groceries purchases for the first 6 months ($500 monthly spend cap), 2% thereafter.
  • Get 0.5% cashback on all other eligible purchases.
  • No annual fee.
MBNA True Line Gold Mastercard

MBNA True Line Gold Mastercard

Balance transfer

N/A

Purchase rate

8.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$39.00 p.a. ongoing

Highlights

  • Take advantage of the 8.99% standard interest rate on purchases and balance transfers. Terms and Conditions apply.
  • Add up to 9 additional cardholders at no extra cost.
  • Low annual fee of $39.
MBNA True Line Mastercard

MBNA True Line Mastercard

Balance transfer

12 months at 0% p.a.

Purchase rate

12.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 p.a. ongoing

Highlights

  • Transfer balances from other credit cards at 0% for 12 months (3% balance transfer fee applies). Reverts to purchase rate of 12.99% p.a. thereafter. Terms and Conditions apply.
  • No annual fee.
  • Enjoy a low standard interest rate of 12.99% on eligible purchases.

Pros

  • 0% for 12 months of Balance Transfer.
  • $0 p.a. annual fee.
  • A low standard interest rate of 12.99% on purchases.

Cons

  • There is a 3% Balance Transfer fee.

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