Metal credit cards

Compare features and benefits of Canada's leading metal cards.

By   |   Verified by David Boyd   |   Updated 5th August 2022

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Comparing metal credit cards

American Express Platinum Card

FeaturedApply by 20 September 2022

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Annual fee

$699.00 p.a. ongoing

Highlights

  • Earn 90,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Plus earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points).
  • Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 90,000 points when you meet the criteria.
  • Earn 10x on eats and drinks.
  • Enjoy Hotel Status Benefit.
  • Includes travel and shopping coverage.

Cons

  • The $699 p.a. annual fee.
American Express Gold Rewards Card

Apply by 20 September 2022

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$250.00 p.a. ongoing

Highlights

  • Get 50,000 Membership Rewards points when you charge $3,000 in purchases to your Card in the first three months of Cardmembership. Plus earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first three months of Cardmembership (up to 20,000 points).
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 50,000 points when you meet the criteria.
  • Earn 10x on eats and drinks.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.
BMO eclipse Visa Infinite Privilege Card

Apply by 6 December 2022

BMO eclipse Visa Infinite Privilege Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$499.00 p.a. ongoing

Highlights

  • Get up to 90,000 BMO Rewards bonus points. 50,000 BMO Rewards welcome bonus points will be applied to your account after you spend a minimum of $6,000 within the first 3 months. The other 40,000 BMO Rewards welcome bonus points will be credited on your first anniversary after you spend a minimum of $100,000.
  • Earn 5x the points for every $1 spent on groceries, dining in and out, drugstore purchases, gas, and travel, 1 point for every $1 spent on everything else
  • Complimentary Priority Pass membership, plus six annual lounge visits.

Pros

  • Earn up to 90,000 bonus points when you meet the criteria.
  • Be eligible to receive a $200 annual travel credit. Conditions apply.
  • Get Priority Security Lane, airport parking and valet service discounts at select Canadian airports.

Cons

  • The $499 p.a. annual fee.