The main difference between the National Bank World Elite Mastercard and the National Bank World Mastercard lies in their perks and privileges, but buckle up because there are some remarkable twists in their tales! When it comes to rewards, both cards strut their stuff, but the World Elite steals the show with its premium perks. Think of unlimited airport lounge access and exclusive travel benefits that’ll make you feel like a VIP jet-setter.
Let’s talk fees: While neither card is looking to break the bank, the World Elite does sport a tad higher annual fee, but hold your horses, because it's also packing a punch with its top-tier rewards and insurance coverage. Meanwhile, the World Mastercard offers a more modest annual fee and still dishes out decent rewards and benefits.
Now, let's delve into the exceptional attributes and advantages. The World Elite card embodies a luxurious lifestyle, pampering you with top-tier travel insurance, personalized concierge assistance, and an indulgent experience of travel exclusives, refined dining, and entertainment privileges. Conversely, the World Mastercard stands confidently with its array of travel and purchase insurance possibilities, guaranteeing comprehensive coverage for your journeys through life's varied paths.
In a nutshell, these two cards may share a last name, but they've got their own unique personas. Whether you're a jet-setter craving luxury or a savvy spender seeking value, National Bank’s World Elite and World Mastercard have got something special to offer. So, what’s your plastic pleasure – lavish or laid-back? The choice is yours!
  National Bank World Elite Mastercard Please read the following disclaimer before applying. |   National Bank World Mastercard Please read the following disclaimer before applying. |
|---|---|
| Description | |
| A card that lets you earn up to 5x rewards points per dollar spent and enjoy exclusive travel benefits. | Spend just $2,000 a month on your National Bank World Mastercard and you can get up to 33,000 rewards points per year. |
| Basics | |
| Additional Cardholders | |
| 3 | 3 |
| Card Type | |
| Mastercard | Mastercard |
| Minimum Credit Limit | |
| $5,000.00 | $500.00 |
| Maximum Credit Limit | |
| N/A | N/A |
| Sign up bonus | |
| Signup Bonus Points | |
| N/A | N/A |
| Signup Bonus Points Required Spend | |
| N/A | N/A |
| Signup Bonus Points Required Spend Terms | |
| N/A | N/A |
| Rewards | |
| Rewards Program | |
| National Bank Rewards | National Bank Rewards |
| Domestic Rewards Points Earn Rate | |
| 1 | 1.25 |
| Benefits | |
| Airport Lounge Access Included | |
| Yes | No |
| Concierge Service Included | |
| Yes | No |
| Cardholder's International Travel Insurance | |
| Yes | Yes |
| Complimentary Flight Voucher Included | |
| No | No |
| Introductory balance transfer | |
| Balance Transfer Rate | |
| 22.49% | 22.49% |
| Balance Transfer Period | |
| N/A | N/A |
| Balance Transfer Fee | |
| N/A | N/A |
| Balance Transfer Limit | |
| N/A | N/A |
| Balance Transfer Revert Rate | |
| N/A | N/A |
| Ongoing rates | |
| Cash Advance Rate | |
| 22.49% p.a. | 22.49% p.a. |
| Purchase Rate Ongoing | |
| 20.99% p.a. | 20.99% p.a. |
| Ongoing fees | |
| Annual Fee Ongoing | |
| $150.00 | $115.00 |
| Foreign Exchange Fee Percentage | |
| 2.5% | 2.5% |
| Late Payment Fee | |
| N/A | N/A |
| Overseas ATM Withdrawal Fee | |
| N/A | N/A |
| Digital wallets | |
| Apple Pay Enabled | |
| Yes | Yes |
| Google Pay Enabled | |
| Yes | Yes |
| Samsung Pay Enabled | |
| No | No |
| Eligibility | |
| Available To Existing Customers | |
| No | No |
| Minimum Age | |
| 18 years | 18 years |
| Minimum Credit Rating | |
| Good | Good |
| Minimum Income | |
| $80,000.00 | $60,000.00 |
| Temporary Residents Accepted | |
| No | No |
