RBC credit cards

Compare rates, fees, sign up bonuses, and deals for RBC's credit cards.

By   |   Verified by David Boyd   |   Updated 4th August 2022

Comparing RBC credit cards

RBC Avion Visa Infinite Credit Card

Apply by 16 September 2022

RBC Avion Visa Infinite Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$120.00 p.a. ongoing

Highlights

  • Get 35,000 welcome points when you apply by 16 September 2022, get approved, and get an additional 20,000 bonus points when you spend $5,000 on eligible transactions within the first 6 months of account opening.
  • Earn 1 RBC Rewards point for every dollar you spend.
  • No blackout periods or seat restrictions ever.

Pros

  • Earn up to 55,000 bonus when you meet the criteria.
  • Earn 1 RBC Rewards point for every dollar you spend.
  • Get extensive insurance coverage like mobile device insurance, trip cancellation/interruption insurance, and purchase protection.

Cons

  • The $120 p.a. annual fee.
WestJet RBC World Elite Mastercard

WestJet RBC World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$119.00 p.a. ongoing

Highlights

  • Get up to 450 welcome WestJet dollars and an annual companion voucher when you meet the criteria.
  • Earn 2% cashback when you use your card on WestJet flights or WestJet Vacations transactions.
  • 1.5% cashback on everyday purchases.

Pros

  • Get up to 450 welcome WestJet dollars and an annual companion voucher when you meet the criteria.
  • Up to 2% cashback on eligible purchases.
  • Register your card and get free wifi access at over 1 million Boingo hotspots worldwide.

Cons

  • The $119 p.a. annual fee.
RBC Rewards+ Visa

RBC Rewards+ Visa

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn up to 3,500 additional RBC Rewards points by going digital in the first 60 days.
  • Earn 1 RBC Rewards point for every $1 spent on gas, grocery, and drug store purchases.
  • No annual fee.

Pros

  • Earn up to 3,500 additional RBC Rewards points. Terms and Conditions apply.
  • $0 p.a. annual fee.
  • Earn 1 RBC Rewards point for every $2 spent on all other purchases.
  • Includes purchase protect.

Cons

  • Other credit cards offer higher welcome bonus points.
RBC Cash Back Preferred World Elite Mastercard

RBC Cash Back Preferred World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$99.00 p.a. ongoing

Highlights

  • Earn up to 1.5% cashback on all eligible purchases.
  • There is no limit on your cashback earnings.
  • Register your card and get free wifi access at over 1 million Boingo hotspots worldwide.

Pros

  • Earn up to 1.5% cashback on all eligible purchases.
  • There is no limit on your cashback earnings.
  • Link your card and instantly save on fuel. Terms and Conditions apply.
  • Get an additional card at no extra cost.

Cons

  • There is no signup bonus for this card as of the moment.
RBC Cashback Mastercard

RBC Cashback Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn up to 2% cashback on grocery store purchases and 1% cashback on other eligible purchases.
  • There is no limit on your cashback earnings.
  • No annual fee.

Pros

  • Earn up to 2% cashback on grocery purchases.
  • No annual fee.
  • Get $0 delivery fees for 3 months from DoorDash.

Cons

  • There is no signup bonus for this card as of the moment.
RBC Visa Classic Low Rate Option

RBC Visa Classic Low Rate Option

Balance transfer

N/A

Purchase rate

12.99% p.a. ongoing

Annual fee

$20.00 p.a. ongoing

Highlights

  • Enjoy a low-interest rate of 12.99% p.a. on purchases and cash advance transactions.
  • Low annual fee of $20 p.a.
  • Transfer balances on other credit cards at 12.99% p.a.

Pros

  • Low-interest rate on purchases and cash advances.
  • Get an additional card at no extra cost.
  • Get $0 delivery fees for 3 months from DoorDash.

Cons

  • You do not earn reward points on this card.
RBC Avion Visa Infinite Privilege Credit Card

Apply by 16 September 2022

RBC Avion Visa Infinite Privilege Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$399.00 p.a. ongoing

Highlights

  • Get 35,000 welcome points when you apply by 16 September 2022, get approved, and get an additional 20,000 bonus points when you spend $5,000 on eligible transactions within the first 6 months of account opening.
  • Earn 1.25 RBC Rewards point for every dollar you spend.
  • Enjoy luxury travel benefits and exclusive privileges.

Pros

  • Earn up to 55,000 bonus when you meet the criteria.
  • Earn 1.25 RBC Rewards points for every dollar you spend.
  • Take advantage of exclusive offers and benefits on the Avion Collection.

Cons

  • The $399 p.a. annual fee.
Signature RBC Rewards Visa

Signature RBC Rewards Visa

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$39.00 p.a. ongoing

Highlights

  • A low annual fee of $39 p.a.
  • Earn 1 RBC Rewards point for every $1 spent on eligible purchases.
  • Includes purchase protect and extended warranty.

Pros

  • A low annual fee of $39 p.a.
  • Earn 1 RBC Rewards point for every $1 spent on eligible purchases.
  • Get an additional card at no extra cost.

Cons

  • There is no signup bonus for this card as of the moment.
RBC Avion Visa Platinum

Apply by 16 September 2022

RBC Avion Visa Platinum

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$120.00 p.a. ongoing

Highlights

  • Get 35,000 welcome points when you apply by 16 September 2022, get approved, and get an additional 20,000 bonus points when you spend $5,000 on eligible transactions within the first 6 months of account opening.
  • Earn 1 RBC Rewards point for every dollar you spend.
  • No blackout periods or seat restrictions ever.

Pros

  • Earn up to 55,000 bonus when you meet the criteria.
  • Earn 1 RBC Rewards point for every dollar you spend.
  • Get extensive insurance coverage like mobile device insurance, trip cancellation/interruption insurance, and purchase protection.

Cons

  • The $120 p.a. annual fee.
RBC Visa Platinum

RBC Visa Platinum

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • $0 annual fee.
  • Get premium insurance coverage for your car, travel, and eligible purchases.
  • Includes 24x7 emergency travel assistance.

Pros

  • $0 annual fee.
  • Get premium insurance coverage for your car, travel, and eligible purchases.
  • Includes 24x7 emergency travel assistance.

Cons

  • You do not earn reward points on this card.