There are a lot of different options when it comes to credit cards, with each trying to get you to sign up with their attractive welcome bonus, cash back incentives and waived annual fee. However, when it comes to finding the right card for your situation, you need to do your research and take your time.
The most important features to take into consideration are the interest rate and additional fees attached to the card. If you plan on using the card internationally or to transfer funds, you need to make sure it includes these services, and find out what fees are involved. The same rule applies when it comes to where you plan on using the card most often, to ensure you get the most out of the points or cash back incentive. Air miles or car rental discounts, for example, may not be of much use if you don't plan to travel far any time soon, so make sure you choose a card with incentives that fit your current lifestyle and needs.
