TD Bank credit cards

Compare rewards earn rates, sign up bonus offers, travel perks, rates, and fees for TD Bank credit cards in Canada.

By   |   Verified by David Boyd   |   Updated 27 Mar 2024

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Comparing TD Bank credit cards

TD Aeroplan Visa Infinite Card

Apply by June 3, 2024

TD Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 50,000 Aeroplan points. Get 10,000 welcome points after your first purchase. Receive an additional 20,000 points when you spend at least $6,000 in net purchases within 180 days of account opening. Plus another 20,000 points when you keep your account active for 12 months and make $10,000 in net purchases. Terms and Conditions apply.
  • Earn 1.5 points for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.
  • Get an annual fee rebate for the first year (that is a $139 savings). Terms and Conditions apply.

Pros

  • Earn 1 point for every $1 spent on all other purchases.
  • Includes travel insurance.
  • Get a NEXUS application fee rebate.
  • Compatible with Apple Pay and Samsung Pay.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
TD First Class Travel Visa Infinite Card

Apply by June 3, 2024

TD First Class Travel Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 105,000 TD points. Get 20,000 welcome points after your first purchase. Receive an additional 80,000 points when you spend at least $5,000 in net purchases within 180 days of account opening. Terms and Conditions apply.
  • $0 annual fee for primary and additional cardholders in the first year. Terms and Conditions apply.
  • Earn 3 TD Points for every $1 you spend on purchases.

Pros

  • You can earn a Birthday Bonus of up to 10,000 TD Rewards Points.
  • Earn 8 TD points for every $1 you spend when you book online through Expedia.
  • Includes 7 travel-related insurances.
  • Earn 50% more TD points at Starbucks.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
TD Cash Back Visa Infinite Card

Apply by June 3, 2024

TD Cash Back Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn 10% cash back on eligible purchases for the first 3 months up to a total spend of $3,500. Terms and Conditions apply.
  • After the first $3,500 in spending, you'll continue earning 3% cash back on gas, groceries, and pre-authorized payments, up to an annual limit of $15,000.
  • $0 annual fee for primary and additional cardholders in the first year. Terms and Conditions apply.

Pros

  • Generous cash back on purchases.
  • Includes travel medical insurance.
  • Comes with a complimentary Visa Infinite Concierge service.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
TD Cash Back Visa Card

TD Cash Back Visa Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn 1% in cash back on eligible grocery purchases, gas purchases, and regularly recurring bill payments set up on your account.
  • $0 annual fee for primary and additional cardholders.
  • Earn 0.5% in cash back on all other purchases.

Pros

  • Earn 50% more stars at participating Starbucks stores.
  • Get a minimum of 10% off the lowest available base rates at Avis Rent A Car.
  • Compatible with Apple Pay and Samsung Pay,

Cons

  • There is no signup bonus for this card at the moment.
TD Aeroplan Visa Platinum Credit Card

Apply by March 4, 2024

TD Aeroplan Visa Platinum Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 20,000 Aeroplan points. Get 10,000 Aeroplan points after your first purchase. Receive an additional 10,000 Aeroplan points when you spend at least $1,000 in net purchases within 90 days of account opening. Terms and Conditions apply.
  • $0 annual fee on the first year.
  • Earn 1 point for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.

Pros

  • Earn 1 point for every $1.50 spent on all other purchases.
  • Includes 7 travel-related insurances.
  • Earn 50% more Aeroplan points at Starbucks.

Cons

  • The annual fee reverts to $89 p.a. after the initial year.
TD Rewards Visa Card

Apply by January 3, 2024

TD Rewards Visa Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn 19,697 TD Rewards Points (valued at $65 at Amazon.ca) by keeping your account open, active, and in good standing for the first 90 days. Terms and Conditions apply.
  • $0 annual fee for primary and additional cardholders.
  • Get a free 6-month Uber One membership (valued at $60).

Pros

  • Earn 4 TD Rewards Points for every $1 you spend on Expedia.
  • Earn 3 TD Points for every $1 you spend on grocery, restaurant, and fast food purchases.
  • Earn 2 TD Points on regularly recurring bill payments.
  • Comes with Purchase Security and Extended Warranty Protection.

Cons

  • There is a $5,000 annual spending cap on Bill Payments, Groceries, and Restaurants.
TD Platinum Travel Visa Card

Apply by September 3, 2024

TD Platinum Travel Visa Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 50,000 TD points. Get 15,000 welcome points after your first purchase. Receive an additional 35,000 points when you spend at least $1,000 in net purchases within 90 days of account opening. Terms and Conditions apply.
  • $0 annual fee for primary and additional cardholders in the first year. Terms and Conditions apply.
  • Get a free 6-month Uber One membership (valued at $60).

Pros

  • Earn 6 TD points for every $1 you spend when you book online through Expedia.
  • Earn 4.5 TD Points for every $1 you spend on grocery, restaurant, and fast food purchases.
  • Earn 3 TD Points on regularly recurring bill payments.
  • Includes 6 travel-related insurances.
  • Earn 50% more TD points at Starbucks.

Cons

  • There is a $15,000 annual spending cap on Bill Payments, Groceries, and Restaurants.
  • The annual fee reverts to $89 p.a. after the initial year.