UOB credit cards

Compare UOB credit cards, and you could be earning thousands of points towards free flights, cashback, upgrades, hotel stays, and so much more.

Bill Ryan Natividad avatar
Written by   |  
David Boyd avatar
Verified by
Updated 18 Sep 2023   |   Rates updated regularly

Comparing of 6 UOB credit cards

UOB PRVI Miles Visa Credit Card

UOB PRVI Miles Visa Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Get up to 50,000 miles when you meet the criteria.

Highlights

  • Get up to 50,000 miles when you apply, get approved, and meet the criteria.
  • Earn 6 miles per S$1 spend on Agoda, Expedia, and UOB Travel.
  • Earn 2.4 miles per S$1 spend overseas and 1.4 miles per S$1 local spend.
  • Comes with Complimentary travel insurance.

Pros

  • Waived annual fee for the first year, then S$256.80 p.a.
  • Get S$10 off Grab rides when going to or from Changi Airport.
  • Enjoy S$80 cash credits when you get a Supplementary Card.
  • First Supplementary Card is complimentary, adding more will cost S$129.60 p.a.

Cons

  • Earned UNI$ expires after 2 years.
  • No miles with annual fee payment.
  • Does not include lounge access.
  • There is a 3.25% overseas transaction fee.
UOB One Credit Card

UOB One Credit Card

Cashback

3.33% on any spend

Cashback cap

$200.00 on any domestic spend

Minimum spend

S$500.00 per month, every month

Sign up bonus

Get a welcome gift worth up to S$460 when you apply and get approved.

Highlights

  • Enjoy up to 15% cashback on Dairy Farm International, Grab, Shopee, and UOB Travel transactions. Applicable to new-to-UOB Credit Card customers only. Terms and Conditions apply.
  • Earn up to 10% cashback on your bus or train rides, online shopping, Grab, and other merchant partners.
  • Earn up to 4.33% cashback on Singapore Power bills.
  • Earn 3.33% on all other eligible transactions.

Pros

  • 1st-year annual fee is waived.
  • Up to 7.8% p.a. interest on UOB One Account+ when you use your UOB One Credit Card.
  • Savings of up to 22.66% when you fuel up at Shell and SPC.
  • Supports Apple Pay, Google Pay, and Samsung Pay.

Cons

  • After the initial year, you will be charged an annual fee of S$194.40.
  • A minimum monthly spend on 5 purchases or more is required to qualify for the cashback.
  • The base cashback is capped.
UOB Lady's Credit Card

UOB Lady's Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Get a welcome gift worth up to S$460 when you apply and get approved..

Highlights

  • Earn 10x UNI$ per S$5 spent on your preferred category with no minimum spend required.
  • Waived annual fee for the first year.
  • Take advantage of UOB Lady's LuxePay Plan 6 or 12-month installment plan with no interest or processing fees
  • Free e-Commerce protection for online purchases up to USD200.

Pros

  • You may change your preferred spending categories every 3 months.
  • Add your 1st supplementary card at no extra cost.
  • Comes with female cancer coverage of up to S$200,000 sum assured with UOB Lady’s Savings Account+.
  • Get up to 7.8% p.a. interest with UOB One Account+.

Cons

  • Exclusive to women.
  • After the initial year, the annual fee will revert to S$194.40 p.a.
  • You can only choose 1 category to boost your reward earnings.
UOB EVOL Credit Card

UOB EVOL Credit Card

Cashback

Up to 8.00% on online shopping domestic spend

Cashback cap

Up to $20.00

Minimum spend

N/A

Sign up bonus

Get a welcome gift worth up to S$460 when you apply and get approved.

Highlights

  • Earn 8% cashback for online transactions and mobile contactless spend.
  • The annual fee is waived if you meet the spending criteria.
  • Access to 1,000+ deals from fashion, dining and more.

Pros

  • Get up to 8% cashback.
  • Public Conveyance Personal Accident coverage of S$500,000
  • Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000
  • Earn up to 2.5% interest on your savings by pairing the UOB EVOL card with the UOB One Account.

Cons

  • Cashback on all other spending is only 0.3%
  • There is a maximum cashback cap of $60 per month.
UOB KrisFlyer Credit Card

UOB KrisFlyer Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Apply now and get up to 31,000 miles. Terms and Conditions apply.

Highlights

  • Earn 3 KrisFlyer miles per $1 spend on Singapore Airlines, Scoot, KrisShop, and Kris+ purchases.
  • Earn up to 3 KrisFlyer miles per $1 spend on dining, food delivery, online shopping and travel, and transport transactions.
  • Earn 1.2 KrisFlyer miles per $1 spend on all other eligible transactions.

Pros

  • Enjoy a KrisShopper Complimentary Tier Upgrade.
  • S$10 off dining, retail with Kris.
  • Get S$15 off on Grab rides.
  • Includes a number of Travel Privileges like Travel Insurance, a S$20 rebate at KrisShop, Scoot Perks, and more.

Cons

  • The interest rate is at 26.9% p.a.
  • Minimal 1.2 KrisFlyer miles per $1 spend on all other eligible transactions.
UOB Regal Business Metal Card

UOB Regal Business Metal Card

Cashback

Up to 2.00% on any foreign currency spend

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Craft your own tailored shirt with MARLO plus get a S$100 cash credit.

Highlights

  • Enjoy up to 2% cashback on overseas spending and dining spend.
  • Enjoy up to 1.5% cashback on all local transactions.
  • Get unlimited access to over 1,300 airport lounges in more than 140 countries worldwide.

Pros

  • Includes exclusive health screening packages.
  • Get complimentary travel insurance worth up to US$500,000
  • Get up to 20% off on dining deals.
  • Exclusive wine deals and birthday perks.
  • Enjoy 4 complimentary green fees or golf lessons (worth S$2,200) per calendar year.

Cons

  • By invitation only.
  • The annual fee of S$686.36 cannot be waived.

    As seen on

    Media - Enterprise Innovation
    Media - Fintech Times
    Media - Singapore Business Review
    Media - Today
    Media - Tech In Asia
    Media - Zaobao