Best Shell Petrol credit cards

Compare Shell Petrol credit cards, tailored to fuel your journey with exclusive rebates and unmatched rewards at every fill-up.

Bill Ryan Natividad avatar
Written by   |  
Kwok Zhong Li avatar
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Updated 21 Oct 2024   |   Rates updated regularly

Comparing of 5 Shell Petrol credit cards

HSBC Revolution Credit Card

On website

HSBC Revolution Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Get a S$200 cashback or a Samsonite ZELTUS 69cm Spinner Exp with built-in scale when you apply now. Terms and Conditions Apply.

Highlights

  • Up to 10X Reward points on online purchases and contactless payments (equivalent to 4 miles per S$1 spend).
  • 1X Reward point per S$1 spend on other purchases.
  • No minimum spend is required.
  • $0 annual credit card fee.

Pros

  • Earn 10x rewards points on online and contactless spending.
  • Get an additional 1% Bonus Cashback with HSBC Everyday Global Account
  • S$0 p.a. annual fee.
  • Includes travel insurance coverage against flight inconvenience and personal accidents.
  • Get instant discounts of up to 14% off at Shell stations and 16% off petrol at Caltex stations.

Cons

  • There is a 10,000 monthly cap on rewards points earned (online and contactless spending only).
HSBC Advance Credit Card

On website

HSBC Advance Credit Card

Cashback

3.50% on any spend

Cashback cap

$70.00 on any spend

Minimum spend

N/A

Sign up bonus

Get a S$200 cashback or a Samsonite ZELTUS 69cm Spinner Exp with built-in scale when you apply now. Terms and Conditions Apply.

Highlights

  • Get up to 3.5% Base Cashback on local and overseas spend (Terms and Conditions apply).
  • Get an additional 1% Bonus Cashback with HSBC Everyday+ Rewards Programme.
  • 1-year annual credit card fee waiver.

Pros

  • Earn up to 3.5% cashback when you meet the criteria.
  • No minimum spend is required.
  • Split your purchases into installments at 0% interest over 3 to 24 months.
  • Comes with complimentary travel insurance.
  • Enjoy shopping, dining, and travel deals.

Cons

  • The annual fee reverts to S$194.40 p.a. after the initial year (waived if you spend S$12,500 per year).
  • The ongoing interest rate of 26.90% p.a.
Citi Cash Back+ Credit Card

Citi Cash Back+ Credit Card

Cashback

1.60% on any spend

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Get up to S$300 cash back when you apply today. Terms and Conditions apply

Highlights

  • Earn 1.6% cashback on all eligible transactions.
  • Earn unlimited cashback with no minimum spend requirements.
  • Comes with complimentary travel insurance,

Pros

  • Earn a 0.4% bonus cashback if you have a Citi Interest Booster Account.
  • The first-year annual fee is waived.
  • Get exclusive deals with Citi World Privileges.
  • Compatible with Apple Pay, Google Pay, and Samsung Pay.

Cons

  • After the initial year, the annual fee reverts to S$194.40.
  • Other cashback cards have higher points earning schemes.
UOB KrisFlyer Credit Card

UOB KrisFlyer Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Apply now and get up to 31,000 miles. Terms and Conditions apply.

Highlights

  • Earn 3 KrisFlyer miles per $1 spend on Singapore Airlines, Scoot, KrisShop, and Kris+ purchases.
  • Earn up to 3 KrisFlyer miles per $1 spend on dining, food delivery, online shopping and travel, and transport transactions.
  • Earn 1.2 KrisFlyer miles per $1 spend on all other eligible transactions.

Pros

  • Enjoy a KrisShopper Complimentary Tier Upgrade.
  • S$10 off dining, retail with Kris.
  • Get S$15 off on Grab rides.
  • Includes a number of Travel Privileges like Travel Insurance, a S$20 rebate at KrisShop, Scoot Perks, and more.

Cons

  • The interest rate is at 26.9% p.a.
  • Minimal 1.2 KrisFlyer miles per $1 spend on all other eligible transactions.
UOB One Credit Card

Cashback

3.33% on any spend

Cashback cap

$200.00 on any domestic spend

Minimum spend

S$500.00 per month, every month

Sign up bonus

Get a welcome gift worth up to S$460 when you apply and get approved.

Highlights

  • Enjoy up to 15% cashback on Dairy Farm International, Grab, Shopee, and UOB Travel transactions. Applicable to new-to-UOB Credit Card customers only. Terms and Conditions apply.
  • Earn up to 10% cashback on your bus or train rides, online shopping, Grab, and other merchant partners.
  • Earn up to 4.33% cashback on Singapore Power bills.
  • Earn 3.33% on all other eligible transactions.

Pros

  • 1st-year annual fee is waived.
  • Up to 7.8% p.a. interest on UOB One Account+ when you use your UOB One Credit Card.
  • Savings of up to 22.66% when you fuel up at Shell and SPC.
  • Supports Apple Pay, Google Pay, and Samsung Pay.

Cons

  • After the initial year, you will be charged an annual fee of S$194.40.
  • A minimum monthly spend on 5 purchases or more is required to qualify for the cashback.
  • The base cashback is capped.

Who are Shell Petrol credit cards suitable for?

  • Loyal Shell customers. If you often fuel up at Shell, then a Shell Petrol credit card with cashback, discounts, and rewards tailored to your needs might fit the bill.
  • Budget-conscious drivers. Looking to save more on petrol expenses? Shell Petrol credit cards serve to help you get more value for your money.
  • Rewards seekers. Apart from saving money and earning points, some Shell Petrol credit cards have other useful lifestyle benefits that might interest points hackers.

What to compare for Shell Petrol credit cards

If you compare various credit cards, consider these factors in your decision-making:

  • Fuel discounts. How much can you save at Shell stations with the card? Compare instant and upfront discounts.
  • Cashback rewards. What percentage of cashback do cards offer? Are there any conditions or limitations such as caps or tiers to be aware of?
  • Additional benefits. Are there any extra perks, such as membership discounts or exclusive deals, that come with the card?

How to compare Shell Petrol credit cards

  1. List down your driving habits, spending patterns, reward preferences, and what else you'd like from a new card.
  2. Filter down what cards you compare to those with Shell Petrol benefits and rebates (not all do).
  3. Compare fuel discounts, cashback rebates, rewards points per dollar, and additional benefits offered by each card (like airport lounge access).
  4. Evaluate which card aligns with your needs and preferences best.
  5. Check you meet the card's minimum criteria in terms of income, residency, etc.
  6. Apply for the selected card, and start enjoying the benefits!

Pros and cons

Pros

  • Save with fuel discounts at Shell stations.
  • Enjoy cashback rewards on petrol spending.
  • Access additional perks like membership discounts and exclusive deals.

Cons

  • Some cards have strict eligibility criteria or spending requirements.
  • Benefits may be limited to Shell petrol stations, restricting flexibility.
  • Caps on discounts or cashback might apply.

FAQs

Can a Shell Petrol credit card be used at other petrol stations?

While Shell Petrol credit cards offer the most benefits when used at Shell stations, they can be used at other petrol stations such as Esso and Caltex (although the same benefits and rewards may not apply).

Is there any cap on the discounts or cashback?

Yes, there is typically a cap or tier in place on most Shell credit cards.

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