ASB Visa Light Credit Card

The basics

• Additional cardholders. Additional cardholders are not supported for this card.
• Digital wallets. This card is compatible with Apple Pay and Google Pay.
• Gambling transactions. Gambling transactions are classified and treated as cash advances.

Rewards and benefits

• Complimentary travel insurance. The ASB Visa Light Credit Card does not provide complimentary international travel insurance coverage.
• Concierge services. The ASB Visa Light Credit Card does not provide a concierge service.
• Insurances. This card does not offer any insurance or repayment protection.
• Rewards points. This credit card does not have a rewards program.
• Sign up bonus. ASB does not offer any sign up bonus for this card.

Rates and fees

• Annual fee. There is no annual fee for this card. It doesn't get any lower than that.
• Balance transfers. This credit card offers a 0% p.a. balance transfer rate for the first 6 months, with no balance transfer fee. After the introductory period, any remaining balance will revert to the standard purchase rate.
• Cash advances. It's 22.95% p.a. on cash advances with no interest-free period. A one-off fee will be charged in addition.
• Foreign exchange fee. All purchases made overseas or with online stores based overseas will incur a 2.10% foreign transaction fee.
• Interest-free period. Get up to 55 days interest-free on purchases when you pay your balance in full or make the minimum required repayment by the due date.
• Purchases. There in no introductory offer on purchases. The low ongoing rate of 13.50% p.a. will be applied. However, purchases worth more than $1,000 will be eligible for 0% p.a. for 6 months under their automatic Smart Rate.