ASB credit cards
Compare ASB's credit card interest rates, fees, and charges to make a more informed decision about your next credit card.
By Bill Ryan Natividad | Verified by David Boyd | Updated 19 Oct 2023
As seen on
Comparing ASB credit cards
Balance transfer
6 months at 0% p.a.
Purchase rate
20.95% p.a. ongoing
Annual fee
$40.00 p.a. ongoing
Highlights
- Choose between earning True Rewards or AA Smartfuel discounts.
- 0% p.a. for 6 months on balance transfers (reverts to 20.95% p.a. thereafter).
- Up to 55 interest-free days on purchases.
Pros
Cons
Balance transfer
6 months at 0% p.a.
Purchase rate
13.5% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- No annual fee credit card.
- Enjoy 0% for 6 months on purchases over $1,000.
- A low ongoing purchase interest rate of 13.50% p.a.
Pros
Cons
Balance transfer
6 months at 0% p.a.
Purchase rate
19.95% p.a. ongoing
Annual fee
$80.00 p.a. ongoing
Highlights
- Earn $1 cashback for every $100 spent or 1c off per liter for every $50 spent through AA Smartfuel discounts.
- 0% p.a. for 6 months on balance transfers.
- Comes with complimentary travel insurance.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.95% p.a. ongoing
Annual fee
$30.00 p.a. ongoing
Highlights
- Enjoy up to 50 interest-free days on purchases.
- Get consolidated monthly reporting.
- Additional cards have individual credit limits.
- Monitor employee transactions anytime using FastNet Business.
Pros
Cons
Balance transfer
6 months at 0% p.a.
Purchase rate
19.95% p.a. ongoing
Annual fee
$70.00 p.a. ongoing
Highlights
- Choose between earning True Rewards or AA Smartfuel discounts.
- 0% p.a. for 6 months on balance transfers, reverting to 19.95% p.a. thereafter.
- $70 p.a. annual fee.
