Instant approval credit cards

Get a decision on your credit card application within 60 seconds when you apply for one of these instant approval cards.

By   |   Verified by David Boyd   |   Updated 1st December 2021

Comparing instant approval credit cards

Q Mastercard

Q Mastercard

Balance transfer


Purchase rate

25.99% p.a. ongoing

Annual fee

$50.00 p.a. ongoing


  • Enjoy a minimum of 3 months zero interest, zero payments on all purchases, always.
  • No minimum spend.
  • You can use your Q Mastercard everywhere Mastercard is accepted, in-store and online.