Farmers credit cards

Compare and review Farmers' credit card rewards, interest rates, fees, and charges.

By   |   Verified by David Boyd   |   Updated 19 Oct 2023

As seen on

Media - The Sydney Morning Herald
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Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business

Comparing Farmers credit cards

Farmers Mastercard

Balance transfer


Purchase rate

25.95% p.a. ongoing

Annual fee

$50.00 p.a. ongoing


  • Low $50 p.a. annual fee.
  • Earn 1 Farmers Club Point per $10 spent on eligible transactions.
  • Up to 55 interest-free days on purchases.


  • Earn rewards points as you spend.
  • No cap on how many points can be earned.
  • Add up to 4 additional cards at no extra cost.
  • Earn 2x points when you use your Farmers Mastercard and Farmers Club Card together at Farmers.


  • The purchase interest rate of 25.95% p.a.
  • Cash advance rate is very high.