TSB credit cards

Compare TSB's credit card interest rates, fees, and charges to make a more informed decision about your next credit card.

By   |   Verified by David Boyd   |   Updated 19 Oct 2023

As seen on

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Comparing TSB credit cards

TSB Platinum Mastercard

Balance transfer

N/A

Purchase rate

20.95% p.a. ongoing

Annual fee

$90.00 p.a. ongoing

Highlights

  • Earn $1 cashback with every $70 spent on eligible purchases.
  • Domestic and overseas travel insurance coverage when 50% of travel expenses are paid with the card.
  • Get up to 55 interest-free days on purchases.

Pros

  • Earn unlimited non-expiring cashback rewards on eligible transactions.
  • 55 days interest-free on purchases.
  • Comes with mobile phone protection, price protection, and purchase protection insurance.
  • Domestic and international travel insurance.
  • Access a host of Mastercard cardholder offers and experiences.
  • Supports Google Pay.

Cons

  • There is no sign up bonus offer.
  • No promotional balance transfer offer.
  • Does not support digital wallets other than Google Pay.
  • Additional cardholders come at a cost.
TSB Low Rate Mastercard

Balance transfer

N/A

Purchase rate

9.95% p.a. ongoing

Annual fee

$20.00 p.a. ongoing

Highlights

  • Low ongoing $20 p.a. annual card fee.
  • Low ongoing 9.95% p.a. interest rate on cash advances and purchases. Up to 55 interest-free days for purchases.
  • Comes with mobile phone protection, price protection, and purchase protection.

Pros

  • Competitive interest rates on purchases.
  • Low ongoing annual card fee.
  • Comes with mobile phone protection, price protection, and purchase protection insurance.
  • Supports Google Pay.
  • Access to Priceless experiences and offers available to Mastercard cardholders.

Cons

  • No rewards program.
  • Currently does not support Apple Pay, Samsung Pay and other digital wallets.
  • Additional cards come at a cost.