The Co-operative Bank credit cards

Compare interest rates, fees, and charges for The Co-operative Bank credit cards. Make a more informed decision about your next credit card.

By   |   Verified by David Boyd   |   Updated 19 Oct 2023

As seen on

Media - The Sydney Morning Herald
Media - Yahoo Finance
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Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business

Comparing The Co-operative Bank credit cards

The Co-operative Bank Fair Rate Credit Card

Balance transfer

6 months at 0% p.a.

Purchase rate

12.95% p.a. ongoing

Annual fee

$20.00 p.a. ongoing


  • Low ongoing interest rate of 12.95% p.a. on cash advances and purchases.
  • 0% on balances transferred for 6 months, with no balance transfer fee. Reverts to 12.95% p.a.
  • Up to 55 days interest-free on purchases.


  • Low ongoing interest rates.
  • 0% p.a. for 6 months on balance transfers.
  • $20 p.a. annual fee.


  • No rewards program.