American Express credit cards
Apply for an American Express credit card, and you could be earning thousands of points towards free flights, upgrades, hotel stays, and so much more.
By Bill Ryan Natividad | Verified by David Boyd | Updated 19 Oct 2023
As seen on
Comparing American Express credit cards
On website
Balance transfer
N/A
Purchase rate
22.95% p.a. ongoing
Annual fee
$195.00 p.a. ongoing
Highlights
- Earn 300 bonus Airpoints Dollars for spending $1,500 within the first 3 months.
- $195 p.a. annual fee.
- Earn rewards fast at 1 Airpoints Dollar per $59 spent.
- American Express Lounge and VIP lounges and discounted rates on Koru club lounge membership.
- Complimentary domestic and international travel insurance and smartphone insurance for screen repairs.
Pros
Cons
On website
Balance transfer
N/A
Purchase rate
6 months at 0% p.a.
Annual fee
$0.00 p.a. ongoing
Highlights
- Get 50 bonus Airpoints Dollars when you apply online are approved and spend $750 on your new Card within the first 3 months. New Card Members only.
- Take advantage of 0% p.a. on purchases for the first 6 months.
- No annual card fee.
Pros
Cons
On website
Balance transfer
N/A
Purchase rate
22.95% p.a. ongoing
Annual fee
$200.00 p.a. ongoing
Highlights
- Get $200 back when you apply online, be approved, and spend $1,500 in the first 3 months. Terms and Conditions apply. New Card Members only.
- Up to 2 x $100 credits annually to spend at the Local Dining Collection featuring some of New Zealand’s top restaurants.
- Earn 2 Membership Rewards points per $1 spent on eligible purchases.
- Includes complimentary travel insurance.
Pros
Cons
On website
Balance transfer
N/A
Purchase rate
0% p.a. ongoing
Annual fee
$1,250.00 p.a. ongoing
Highlights
- Get 100,000 Bonus Membership Rewards Points when you apply online, are approved, and spend $1,500 within the first 3 months.
- Up to $300 Dining Credit a year at the best NZ restaurants. Enjoy a $150 cash back when you spend $150 or more in one transaction at a participating restaurant. Valid twice a year.
- Receive up to $200 travel credit each year through American Express Travel.
- Transfer your Membership Rewards Points to a choice of airline and hotel rewards programs.
- Up to $500 cover towards smartphone front screen repair.
Pros
Cons
Balance transfer
N/A
Purchase rate
6 months at 2.99% p.a.
Annual fee
$59.00 p.a. ongoing
Highlights
- 2.99% p.a. for the first 6 months, reverting to 12.69% p.a. thereafter.
- $59 annual fee.
- Up to 55 interest-free days.
