ASB Visa Rewards Credit Card

The basics

• Additional cardholders. Additional cardholders cost $12 p.a. per card. Points will accrue under the primary cardholder's account.
• Digital wallets. This card is enabled for Apple Pay and Google Pay.
• Gambling transactions. Gambling-related transactions are treated as cash advances.

Rewards and benefits

• Complimentary travel insurance. The ASB Visa Rewards Credit Card does not come with complimentary international travel insurance cover.
• Concierge services. Cardholders do not have access to the credit card concierge service.
• Insurances. This card does not come with any insurance coverage.
• Rewards points. Earn 0.0067 True Rewards points per $1 spent on eligible purchases. Points expire after 3 years.
• Sign up bonus. There is no sign up bonus for new customers at this time.

Rates and fees

• Annual fee. This card's ongoing annual fee is $40 p.a.
• Balance transfers. Consolidate debt from other credit and store cards at 0% p.a. for 6 months. After the introductory period, any remaining amount will incur an interest rate of 20.95% p.a.
• Cash advances. Any transaction classified as a cash advances will attract interest at 22.95% p.a. Interest accrues immediately with no interest-free period. An additional one-off cash advance fee will be charged separately.
• Foreign exchange fee. There is a 2.10% foreign transaction fee for any purchases made online or overseas in a foreign currency.
• Interest-free period. ASB offers a 55-day interest-free period on purchases (excluding cash advances). You must have paid the minimum required payment or the account balance in full to qualify.
• Purchases. There is no introductory offer on purchases. The standard interest rate of 20.95% p.a. will apply.