Latitude Financial Services credit cards

Compare Latitude Financial Services' credit card interest rates, fees, and charges before applying.

By   |   Verified by David Boyd   |   Updated 8 Sep 2023

As seen on

Media - The Sydney Morning Herald
Media - Yahoo Finance
Media - News.com.au
Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business

Comparing Latitude Financial Services credit cards

Gem Visa Credit Card

Gem Visa Credit Card

Balance transfer

N/A

Purchase rate

26.99% p.a. ongoing

Annual fee

$52.00 p.a. ongoing

Highlights

  • Enjoy 6 months interest-free on purchases worth more than $250.
  • Long-term 0% deals on select partners from 6 to 60 months, which can be paid off early without penalties.
  • Up to 55 days interest-free.

Pros

  • Get 6 months interest-free on purchases if you spend $250 or more.
  • Up to 55 interest-free days on purchases as standard.
  • Long-term payment plans at 0% p.a. can be paid off early without penalties.
  • Compatible with Apple Pay, Fitbit Pay, Garmin Pay, and Google Pay.

Cons

  • A one-off $55 establishment fee on top of the annual fee.
  • An $8.95 monthly service fee.
  • High 25.90% p.a. interest rate on purchases.
  • Cash advance interest is also high.