American Express Business Explorer Credit Card

American Express Business Explorer Credit Card

Highlights

  • Earn 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend at least $3,000 within 3 months of approval. Exclusive to new American Express Card Members.
  • Benefit from two Centurion Lounge passes per year at Sydney and Melbourne airports.
  • Receive Complimentary Travel Insurance when paying for your return trip with your Card.

Pros and cons

Pros

  • Earn up to 2 points per $1 spent.
  • No fee for up to 99 employee cards.
  • Up to 55 interest-free days.

Cons

  • The annual fee of $149.
  • There is no balance transfer offer for this card.
  • Cash advances are blocked, which might be inconvenient for some.

History

    Our review

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    The basics

    • Additional cardholders. Add up to 99 additional cardholders for employees at no additional cost.
    • Digital wallets. This card can be used with Apple Pay, Google Pay, and Samsung Pay.
    • Gambling transactions. Gambling transactions are not permitted on this card (or any other Amex card).

    Rewards and benefits

    • Complimentary travel insurance. Cardholders have access to complimentary domestic and international travel insurance covering themselves, their partner, and Card Member employees. The policy is active when the card has been used to pay for trips that start and end in Australia.
    • Concierge services. This card gives cardholders access to the American Express concierge service, available 24 / 7 for help with things like travel recommendations, booking travel or reservations, gift ideas, etc.
    • Lounge access. Card Members have access to The Centurion® Lounge in Sydney and Melbourne two times each year. Complimentary access for children traveling with the Card Member.
    • Rewards points. This credit card earns 2 Membership Rewards Gateway points for every $1 spent on eligible purchases.
    • Sign-up bonus. The American Express Business Explorer Credit Card allows you to earn 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend at least $3,000 within 3 months of approval. Exclusive to new American Express Card Members.

    Rates and fees

    • Annual fee. The annual fee on this card is $149 p.a.
    • Balance transfers. There is no balance transfer offer for this card.
    • Cash advances. Cash advances are not possible with the Business Explorer Credit Card.
    • Foreign exchange fee. You will be charged 3% when you make transactions in a foreign currency while overseas or while shopping online at an overseas website.
    • Interest-free period. Get up to 55 days interest-free on purchases when you have paid your previous balance in full or made the minimum required payment.
    • Purchases. There is no special purchase rate offer on the American Express Business Explorer Credit Card at the moment. The standard rate of 23.99% p.a. will apply to purchases.

    Nilooka Dissanayake

    Reviewed by Nilooka Dissanayake

    Writer

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    This product has not been reviewed yet. Click here to write your review and help others make a better decision.