The basics
- Additional cardholders. No fee to add up to 99 additional cardholders to your account for employees.
- Digital wallets. You can use this card with Apple Pay, Google Pay, and Samsung Pay.
- Gambling transactions. This card cannot be used for gambling transactions.
Rewards and benefits
- Complimentary travel insurance. This card comes with comprehensive international travel insurance. Travel must have been paid for using the card for the policy to be in effect. Coverage includes travel emergency medical insurance cover up to $2,500,000, business trip completion cover up to $20,000, travel cancellation cover up to $10,000, and personal third-party liability cover up to $1,000,000.
- Concierge services. The American Express Qantas Business Rewards Card does not come with access to a concierge service.
- Lounge access. Comes with two complementary domestic Qantas Club lounge passes each year.
- Rewards points. Use the American Express Qantas Business Rewards Card to earn 2 Qantas Points per $1 spent on Qantas products and services, up to 1.25 points per $1 spent on everyday spend, and 0.5 Qantas Points per $1 spent on government spend such as paying tax to the ATO.
- Sign-up bonus. Enjoy 160,000 bonus Qantas Points with the American Express Qantas Business Rewards Card, plus an additional 20,000 bonus Qantas Points when you enroll in Qantas Business Rewards for the first time. Available to new American Express Card Members only.
Rates and fees
- Annual fee. The annual fee on this card is $450 p.a.
- Balance transfers. There is no balance transfer offer on this card at this time.
- Foreign exchange fee. All purchases made in a foreign currency will encounter a 3% foreign transaction fee.
- Interest-free period. This card offers an interest-free period of up to 51 days on purchases.
- Purchases. This is a charge card with no interest on purchases and no preset spending limit. The balance must be cleared every statement and cannot be carried over. However, there is a Flexible Payment Option (FPO) available should you wish to repay a part of the balance over time.