Earn 0.75 Qantas Point for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent.
Pay no annual card fee.
Up to 4 Additional Cards for family members or friends with no extra fee.
Pros and cons
Ongoing $0 annual fee, a rarity among rewards credit cards.
Earn 0.75 Qantas points per $1 spent and 0.5 Qantas points per $1 for government spend.
No cap on the number of points you can earn.
Add up to 4 additional cards for family members or friends with no extra fee.
Complimentary Card Purchase Cover and Card Refund Cover.
There is a 3% foreign transaction fee.
Lacks complimentary travel insurance.
There is no access to a concierge service.
Additional cardholders. Get up to 4 additional cards for family and friends at no extra cost. Credit limits, repayments, and general account maintenance is the responsibility of the main account holder.
Digital wallets. You can use this card with Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. This card cannot be used for gambling transactions.
Rewards and benefits
Complimentary travel insurance. This card does not have complimentary international travel insurance.
Concierge services. The Qantas American Express Discovery Credit Card does not come with access to a concierge service.
Insurances. Includes Card Refund Cover and Card Purchase Cover when you make an eligible purchase using your Qantas American Express Discovery Credit Card. Useful if you have purchased from a store that refuses a refund.
Rewards points. Cardholders can earn 1.75 Qantas points per $1 spent on eligible Qantas products and services, then 0.75 Qantas point per $1 spent on all other purchases. Spend with government bodies in Australia will earn 0.5 points per $1 spent. There is no cap on the amount of points you can earn.
Sign up bonus. There is no ongoing signup promo for this card as of the moment.
Rates and fees
Annual fee. This card has no annual fee, making it one of the select few cards to earn points with no annual fee to pay.
Balance transfers. There is no balance transfer offer on this card at this time.
Cash advances. Cash advances will be charged interest at the cash advance interest rate of 20.74% p.a. An additional one-off cash advance fee will be incurred.
Foreign exchange fee. All purchases made in a foreign currency — overseas or while shopping online at international stores — will incur a 3% foreign transaction fee.
Interest-free period. This card offers an interest-free period of up to 44 days on purchases — except for cash advances — if you have paid off your previous balance or made minimum required payments.
Purchases. The Qantas American Express Discovery Credit Card does not have an introductory offer on purchases. Purchases that are carried over from the previous statement will attract interest at 20.74% p.a. until repaid.
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