Australian Mutual Bank Visa Credit Card

The basics

• Additional cardholders. You can add up to 2 additional cardholders for free with this card, giving you the flexibility to share your account with family members. The account holder will be responsible for managing the account and making payments.
• Digital wallets. This card can be used with Apple Pay, Google Pay, and Samsung Pay.
• Gambling transactions. Gambling transactions are not allowed with this card.

Rewards and benefits

• Complimentary travel insurance. Not available with this card.
• Concierge services. The Australian Mutual Bank Visa Credit Card does not offer a concierge service.
• Insurances. This card comes with fraud protection and offers no other insurance coverage.
• Rewards points. This credit card does not have a rewards program.
• Sign up bonus. Australian Mutual Bank does not have a sign up bonus for this card.

Rates and fees

• Annual fee. The annual fee for this card is $30.
• Balance transfers. There is no introductory interest-free balance transfer offer, but it is possible to balance transfer at 10.49% p.a.
• Cash advances. Cash advance transactions are subject to a 15.49% p.a. interest rate and will be charged from the transaction date.
• Foreign exchange fee. Any purchases made while travelling overseas or with online stores based overseas will incur a 3% foreign transaction fee.
• Interest-free period. The Australian Mutual Bank Visa Credit Card provides up to 55 days interest-free on purchases (except cash advances) when you pay the balance in full by the due date or have made the necessary minimum payments.
• Purchases. With no introductory offer available on purchases, cardholders will be charged the ongoing rate of 10.49% p.a. for all their purchases made with the card.