Low interest rate of 10.76% on purchases, cash advances, and balance transfers.
$30 p.a. annual fee waived in the first year.
Pros and cons
Annual fee of $30 waived in the first year.
Low ongoing interest rate on purchases, cash advances, and balance transfers.
Up to 55 days interest-free on purchases.
No interest-free period on balance transfers.
The Bank of Heritage Isle Visa is a low rate credit card and does not offer rewards or bonus points.
Rates and fees
Additional cardholders. It's free to add an additional cardholder at no extra cost, so you can share the account with family and friends. The account holder will be held responsible for managing the account and keeping it in good standing.
Digital wallets. Supports Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. Gambling transactions are not permitted.
Rewards and benefits
Complimentary travel insurance. This card does not include complimentary international travel insurance cover.
Concierge services. Cardholders will not have access to a concierge service.
Insurances. Cardholders get fraud protection, purchase protection insurance, and price protection insurance.
Rewards points. This credit card does not have a rewards program.
Sign up bonus. Heritage Bank does not offer any sign up bonus for this card.
Rates and fees
Annual fee. This card has an initial annual fee of $30, which is waived for the first year.
Balance transfers. There is no interest-free balance transfer offer, although it is possible to transfer a balance at the ongoing interest rate of 10.76% p.a.
Cash advances. Cash advances made with this card will be charged interest at the rate of 10.76% p.a., with interest accruing from the day it was made.
Foreign exchange fee. A 3% fee will be charged on purchases made online or overseas in a foreign currency.
Interest-free period. Get up to 55 days interest-free on purchases (except cash advances) when you pay your balance in full by the due date or have made minimum required payments.
Purchases. Get a low ongoing interest rate of 10.76% p.a. for purchases. There is no introductory offer.
This product has not been reviewed yet. Click here to write your review and help others make a better decision.
At Finty we want to help you make informed financial decisions. We do this by providing a free comparison service as well as product reviews from our editorial staff.
Some of the products and services listed on our website are from partners who compensate us. This may influence which products we compare and the pages they are listed on. Partners have no influence over our editorial staff.
Disclaimer: You need to be logged in to claim Finty Rewards. If you proceed without logging in, you will not be able to claim Finty Rewards at a later time. In order for your rewards to be paid, you must submit your claim within 45 days. Please refer to our T&Cs for more information.