Bank of Queensland

Bank of Queensland credit cards

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BOQ Blue Visa Credit Card

BOQ Blue Visa Credit Card

Highlights

  • Enjoy 0% p.a. for 20 months on Balance Transfers with no balance transfer fee (reverts to cash advance fee).
  • Earn points on the Q Rewards program.
  • Guaranteed pricing scheme for your purchases.
  • Up to 44 days on purchases.

Pros

  • Earn rewards points on every dollar spent with no cap.
  • 0% balance transfer for 20 months.
  • No balance transfer fees.

Cons

  • Interest-free period is relatively short, at 44 days.
  • $15 charge per additional card.
BOQ Low Rate Visa Credit Card

BOQ Low Rate Visa Credit Card

Highlights

  • Enjoy 0% p.a. for 12 months on purchases and balance transfers.
  • Low rate credit card at 13.49% p.a. ongoing.
  • Up to 55 days on purchases interest-free.

Pros

  • Low ongoing interest rates.
  • No fees on balance transfers.
  • Instalment Plans on large purchases.

Cons

  • No rewards points or cashback.
  • Additional cards come with a fee.
BOQ Platinum Visa Credit Card

BOQ Platinum Visa Credit Card

Highlights

  • Earn 150,000 bonus Q Rewards points when you spend $3,000 on eligible transactions in the first 90 days from approval.
  • Enjoy 0% p.a. on balance transfers for 14 months with no balance transfer fee. Reverts to cash advance rate of 21.74% p.a. after the promotional period.
  • Earn 2 Q Rewards points for every 1 dollar spent on eligible transactions.

Pros

  • Get up to 150,000 Q Rewards points when you meet the criteria.
  • 0% p.a. on balance transfers for 14 months with no balance transfer fee.
  • Get up to 4 additional cardholders at no extra cost.

Cons

  • The $129 p.a. annual fee.

Bank of Queensland savings account

Q&As

What banking services do Bank of Queensland offer?

Bank of Queensland (BoQ) offers a full range of personal banking services designed to give individual customers control over their finances. Services include everyday banking, savings accounts, investments, personal loans, home loans, insurance, travel money, wealth management, online share trading, margin lending, Visa debit cards and a range of credit cards.

BoQ has specially trained business bank managers providing services to businesses and entrepreneurs. Their business bank managers like to get to know business owners personally so they are better equipped to meet their requirements. Customers can also contact their business bank manager on their mobiles, even out of hours if necessary, to receive assistance as and when it is needed.

The range of business services and products available from BoQ includes business transaction, investment and trust accounts, equipment finance, business credit cards, farm management, loans and merchant services.

How long have Bank of Queensland been around?

In 1874, the Brisbane Permanent Benefit Building and Investment Society was created in Queensland, the state’s first permanent building society, establishing the company that what would later become the Bank of Queensland. The Society was incorporated in 1887, and went on to amalgamate several other financial institutions over the next few decades. In 1942 the company was granted a licence to become a fully operational trading bank.

The company changed its name to Bank of Queensland in 1970 and the following year was listed on the Australian Stock Exchange as a publicly traded company. In 1982, BoQ merged with Bank of Queensland Savings Bank. The 21st Century has been a time of lively expansion for BoQ, with the opening of many branches across the country including in New South Wales, Victoria, and the Australian Capital Territory. In 2002, BoQ bought up ATM Solutions, creating the second largest ATM network in the country.

BoQ is one of the most well established financial institutions in Queensland, operating for over 137 years. After recent mergers with Home Building Society and the Mackay, Queensland-based Pioneer Permanent Building Society, BoQ now has more than 650,000 customers across Australia. The bank has 152 branches in Queensland, 52 in New South Wales, 23 in Victoria and 34 in Western Australia – a total of almost 270.