Get a low variable interest rate of 12.8% p.a. purchases.
Earn 0.66% cash back on every $1 spent on eligible transactions.
Enjoy up to 55 days interest-free days.
Pros and cons
Competitive interest rate on purchases.
Earn cash back on eligible transactions.
Has 24-hour fraud monitoring and supports Visa payWave.
There is no sign-up bonus offer for this card right now.
Rates and fees
Additional cardholders. You can add up to 2 additional cardholders for free, so you can share the account with other family members. The account holder will be responsible for managing the card and repayments associated with it.
Digital wallets. This card is not compatible with Apple Pay, Google Pay, or Samsung Pay.
Gambling transactions. Gambling transactions are not allowed on this card.
Rewards and benefits
Complimentary travel insurance. The bcu Rewards credit card does not provide complimentary international travel insurance.
Concierge services. The bcu Rewards credit card does not offer a concierge service.
Insurances. This card comes with fraud protection.
Rewards points. This card earns cashback instead of rewards points on eligible purchases, which excludes balance transfer and cash advances. Its cashback rate is 0.66% per $1 spent, capped at a comparatively generous $500 maximum per year.
Sign up bonus. There is no sign up bonus for this card at this time.
Rates and fees
Annual fee. The ongoing annual fee for this card is $89.
Balance transfers. This card does not have a balance transfer offer.
Cash advances. Cash advances made with the bcu Rewards credit card will be charged interest at the rate of 14.8% p.a., with interest beginning to accrue immediately. Any cash advances made with this card will incur a one-off fee.
Foreign exchange fee. Transactions made in a foreign currency either online or overseas will incur a 3.65% fee.
Interest-free period. With the bcu Rewards credit card, you can get up to 55 days interest-free on all purchases except cash advances if you pay off your balance in full or make the minimum required payment.
Purchases. The bcu Rewards credit card does not have an introductory offer for purchases. All purchases will be charged at the ongoing rate of 12.8% p.a.
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