Border Bank Visa Credit Card

The basics

• Additional cardholders. This card does not support additional cardholders.
• Digital wallets. This card is compatible with Apple Pay, Google Pay, and Samsung Pay.
• Gambling transactions. Border Bank has disabled all gambling-related transactions.

Rewards and benefits

• Complimentary travel insurance. Border Bank Visa Credit Card does not provide complimentary international travel insurance.
• Concierge services. The Border Bank Visa Credit Card does not come with a concierge service.
• Insurances. This card has fraud protection and comes with a range of features to help save money.
• Rewards points. This credit card does not have a rewards program.
• Sign up bonus. There is no sign up bonus for this card at this time.

Rates and fees

• Annual fee. No annual fee for the first year and an ongoing fee of $30 p.a. thereafter.
• Balance transfers. 10.76% p.a. balance transfer rate with no balance transfer fee. Balance transfers can use up to 95% of the available limit.
• Cash advances. Transactions classified as cash advances with the Border Bank Visa Credit Card will attract an interest rate of 21.99% p.a., which will be charged immediately. All cash advances made with this card will incur a one-off fee. Overseas cash advances are at 3.8%.
• Foreign exchange fee. 3% of transaction value charged as a currency conversion fee for purchases made online or while travelling overseas in a foreign currency.
• Interest-free period. With the Border Bank Visa Credit Card, you can get up to 55 days interest-free on purchases (excluding cash advances) when you have paid off your previous balance or made the required minimum payments.
• Purchases. The Border Bank Visa Credit Card offers no introductory offer on purchases. Purchases made with this card will attract interest at 10.76% p.a., much lower than average.