Central Murray CU AMIGO Credit Card

Central Murray CU AMIGO Credit Card

Highlights

  • Low annual fee of $59 p.a.
  • Low-interest rate of 12.99% p.a. on balance transfers, cash advances, and purchases.
  • Enjoy up to 55 days interest-free on purchases.

Pros and cons

Pros

  • Credit limit from as little as $1,000.
  • Use Visa PayWave for transactions under $100.
  • Get an additional card at no extra cost.

Cons

  • No rewards program.

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    The basics

    • Additional cardholders. Additional card available at no extra cost.
    • Digital wallets. Compatible with Apple Pay and Google Pay.
    • Gambling transactions. Gambling transactions are not allowed with this card.

    Rewards and benefits

    • Complimentary travel insurance. The Central Murray Credit Union AMIGO Credit Card does not come with complimentary international travel insurance.
    • Concierge services. The Central Murray CU AMIGO Credit Card does not offer a concierge service.
    • Insurances. This card offers fraud protection and purchase protection insurance.
    • Rewards points. This credit card does not have a rewards program.
    • Sign up bonus. Central Murray Credit Union do not offer any sign up bonus for this card.

    Rates and fees

    • Annual fee. The ongoing annual fee for this card is $59.
    • Balance transfers. This card offers a balance transfer rate of 12.99% for 6 months. After the introductory period, any remaining balance will revert to the applicable standard interest rate.
    • Cash advances. Cash advances using the Central Murray CU AMIGO Credit Card will incur 12.99% p.a. interest, which will be charged immediately upon the transaction. A one-off cash advance fee will be charged additionally.
    • Foreign exchange fee. There is no foreign transaction fee for purchases made overseas or with an online store based outside of Australia.
    • Interest-free period. With the Central Murray CU AMIGO Credit Card, you can enjoy up to 55 days interest-free on purchases (except cash advances) when you pay your entire balance or make the minimum required payments.
    • Purchases. There is no introductory offer on purchases. All purchases made with this card will attract interest at the rate of 12.99% p.a.

    Nilooka Dissanayake

    Reviewed by Nilooka Dissanayake

    Writer

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