Coastline CU Visa Credit Card

The basics

• Additional cardholders. No additional cardholders on the Coastline Credit Union Visa Credit Card.
• Digital wallets. Works with Apple Pay, Google Pay, and Samsung Pay.
• Gambling transactions. Coastline CU has blocked gambling-related transactions on the Visa Credit Card.

Rewards and benefits

• Complimentary travel insurance. This card does not offer complimentary international travel insurance.
• Concierge services. Cardholders have no access to a concierge service.
• Insurances. This card offers fraud protection, but lacks a broad suite of insurance.
• Rewards points. Purchases made with this credit card earn Rewarder points, which can be redeemed at merchants where EFTPOS is accepted. In essence, this is a cashback credit card.
• Sign up bonus. Coastline Credit Union does not offer any sign up bonuses for this card.

Rates and fees

• Annual fee. This card has an initial annual fee of $75. There is no annual fee when you spend over $12,000 p.a.
• Balance transfers. The Coastline CU Visa Credit Card offers 0% p.a. on balance transfers for 6 months, with no balance transfer fee. After the introductory period, any remaining balance will be subject to the standard variable rate of 18%.
• Cash advances. Any cash advances made using this card will be charged 18% p.a. interest, which will be applied immediately. Additionally, Coastline CU will charge a one-off fee for any cash advances made with this card.
• Foreign exchange fee. This card charges a 3.65% fee for transactions made in a foreign currency online or while overseas.
• Interest-free period. With the Coastline CU Visa Rewarder Credit Card, you can enjoy up to 55 days interest-free on purchases (except for cash advances) when you pay your previous balance in full or make the minimum required payment.
• Purchases. Any purchases made with this card will be subject to interest at 18% p.a. There is no introductory offer on purchases.