Community First Bank McGrath Pink Visa Card

Community First Bank McGrath Pink Visa Card

Highlights

  • 8.99% p.a. on purchases and cash advances.
  • Enjoy 0% p.a. on balance transfers for 6 months (0% BT fee, 8.99% p.a. thereafter).
  • Annual fee of $40 p.a.

Pros and cons

Pros

  • Low-interest rates.
  • Half the annual fee is donated to the McGrath Foundation every year you hold the card.
  • Up to 55 interest-free days.
  • Support the McGrath Foundation that raises money for McGrath Breast Care Nurses each time you spend.

Cons

  • No rewards program.

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The basics

  • Additional cardholders. You can add up to 1 additional cardholder for free with this card. The main cardholder will need to manage the account and make repayments on time.
  • Digital wallets. This card is compatible with Apple Pay, Google Pay, or Samsung Pay.
  • Gambling transactions. Gambling transactions are not allowed on the Community First Bank McGrath Pink Visa Card.

Rewards and benefits

  • Complimentary travel insurance. This card does not provide complimentary international travel insurance coverage.
  • Concierge services. The Community First Bank McGrath Pink Visa Card does not offer a concierge service.
  • Insurances. This card comes with repayment insurance and fraud protection.
  • Rewards points. This credit card does not have a rewards program.
  • Sign up bonus. Community First does not currently offer a sign up bonus for the McGrath Pink Visa Card.

Rates and fees

  • Annual fee. The ongoing annual fee for this card is $40.
  • Balance transfers. An interest-free balance transfer is not currently on offer for this card.
  • Cash advances. 8.99% p.a. interest will be applied from the transaction date.
  • Foreign exchange fee. All purchases made in a foreign currency online or overseas will incur a 3% fee.
  • Interest-free period. You can enjoy up to 55 days interest-free on purchases (except cash advances) when you pay your balance in full or make the minimum required payment by the due date.
  • Purchases. There currently is no introductory offer on purchases. The ongoing purchase rate is a competitively low 8.99% p.a.

Nilooka Dissanayake

Reviewed by Nilooka Dissanayake

Writer

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