Community First Bank McGrath Pink Visa Card

Name: Community First Bank McGrath Pink Visa Card
Brand: Community First Bank
Rating: 4.2 (1 reviews)

8.99% p.a. on purchases and cash advances.
Enjoy 0% p.a. on balance transfers for 6 months (0% BT fee, 8.99% p.a. thereafter).
Annual fee of $40 p.a.

Pros and cons

Low-interest rates.
Half the annual fee is donated to the McGrath Foundation every year you hold the card.
Up to 55 interest-free days.
Support the McGrath Foundation that raises money for McGrath Breast Care Nurses each time you spend.

Additional cardholders. You can add up to 1 additional cardholder for free with this card. The main cardholder will need to manage the account and make repayments on time.
Digital wallets. This card is compatible with Apple Pay, Google Pay, or Samsung Pay.
Gambling transactions. Gambling transactions are not allowed on the Community First Bank McGrath Pink Visa Card.

Complimentary travel insurance. This card does not provide complimentary international travel insurance coverage.
Concierge services. The Community First Bank McGrath Pink Visa Card does not offer a concierge service.
Insurances. This card comes with repayment insurance and fraud protection.
Rewards points. This credit card does not have a rewards program.
Sign up bonus. Community First does not currently offer a sign up bonus for the McGrath Pink Visa Card.

Annual fee. The ongoing annual fee for this card is $40.
Balance transfers. An interest-free balance transfer is not currently on offer for this card.
Cash advances. 8.99% p.a. interest will be applied from the transaction date.
Foreign exchange fee. All purchases made in a foreign currency online or overseas will incur a 3% fee.
Interest-free period. You can enjoy up to 55 days interest-free on purchases (except cash advances) when you pay your balance in full or make the minimum required payment by the due date.
Purchases. There currently is no introductory offer on purchases. The ongoing purchase rate is a competitively low 8.99% p.a.