Westpac Altitude Rewards, a loyalty program offered by Westpac bank, allows members to earn points on eligible everyday credit card purchases.
Members can redeem their Altitude Rewards points for a wide range of rewards, including flights, hotels, merchandise, and cashback on their credit card statement.
Check the latest Westpac Altitude credit card sign up offers.
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Key takeaways
- Altitude points can be earned on eligible purchases with an Altitude credit card.
- Westpac regularly has a sign-up bonus running on its Altitude credit cards. New cardholders can earn thousands of bonus points for meeting a spending target in the first few months of holding the card.
- Members can earn bonus points through special promotions and offers with Westpac Altitude partner businesses.
- Westpac Altitude Rewards members have a range of redemption options, including flights, hotels, gift cards and merchandise from the Westpac Altitude Rewards online store, and credit card statement credits.
- Westpac Altitude Rewards has a variety of airline points transfer partners, making it easier to book on points.
Earning Altitude Rewards points
Considering membership? Apply online and start earning rewards.
Sign up for an Altitude Rewards credit card
Westpac regularly has a sign-up bonus running on its credit cards: Altitude Platinum and Altitude Black. The higher the card level, the higher the sign-up bonus.
How to earn points through everyday spending
Points can be earned on eligible purchases made with an Altitude credit card, at supermarkets, department stores and most of your everyday spending. The number of points earned per dollar spent varies according to the type of card and the category of purchase. More points per dollar spent may be earned on overseas purchases, for example, or with Altitude partner retailers and airlines.
But note that:
- ATO and other government payments do not earn Altitude Rewards points.
- Balance transfers do not earn Altitude Rewards points.
- Cash advances do not earn Altitude Rewards points.
- Card fees and interest charges do not earn Altitude Rewards points.
Redeeming Altitude Rewards points
Westpac Altitude Rewards members have a range of redemption options, including flights, hotels, merchandise and statement credits.
Redeem points for flights, hotels, and other travel
Points can be redeemed for flights, hotels and other travel-related expenses through the Westpac Altitude Rewards travel booking service. This service allows members to search for and book flights, hotels and car rentals using reward points.
Merchandise and gift cards
Points can also be redeemed for a wide range of merchandise and gift cards through the Westpac Altitude Rewards online store.
Statement credits
Redeem points for statement credits on eligible Westpac credit cards, effectively a cashback option.
Transfer partners
Westpac Altitude Rewards has a variety of airline transfer partners.
- Air New Zealand Airpoints. Transfer 180 Altitude Rewards points for 1 Airpoints Dollar.
- Cathay Pacific Asia Miles. Transfer 3 Altitude Rewards points for 1 Asia Mile.
- Singapore Airlines KrisFlyer. Transfer 3 Altitude Rewards points for 1 KrisFlyer Mile.
- Velocity Frequent Flyer. Transfer 3 Altitude Rewards points for 1 Velocity Point.
How to transfer points to partners
You can transfer points to airline partners by logging into the Westpac Altitude Rewards online account and selecting the option to transfer points.
Option to earn frequent flyer points directly
If you'd rather earn direct frequent flyer points on your credit card purchases, instead of having to transfer them from Altitude Rewards into your frequent flyer points account, Westpac also offers Altitude Qantas and Altitude Velocity credit cards.
Other benefits of Altitude Rewards credit cards
As well as earning Altitude Rewards points, Altitude cardholders receive a variety of other benefits, which may include the following (depending on the level of card chosen):
- Overseas and domestic travel insurance.
- Extended warranty and other insurance on card purchases.
- A concierge service.
- Airport lounge passes.
FAQs
How do I become a member of Westpac Altitude Rewards?
To become a member, apply for and get approval for an eligible Westpac credit card.
How do I earn points with my Westpac credit card?
You can earn points on qualifying purchases made with an eligible Westpac credit or debit card. The number of points earned per dollar spent will vary depending on the card type and the purchase category.
Do Altitude Rewards points expire?
Altitude points have no expiry date as long as you have an Altitude credit card account. You have 90 days to redeem your Altitude Points if you close your account.
Is there an annual fee to be a member of Altitude Rewards?
There is no annual fee associated with Westpac Altitude Rewards. However, credit cards that earn Altitude Rewards points have an annual fee. Note that there is an annual program fee if you opt for an Altitude Qantas or Altitude Velocity credit card.
How much is an Altitude point worth?
It depends on which form of redemption you choose. As a general rule, rewards or frequent flyer points redeemed for merchandise or gift cards are worth 0.5 cents or less. A frequent flyer point (including Altitude points converted to Virgin Australia, Singapore Airlines or Cathay Pacific points) redeemed for domestic economy flights could be worth around 0.9 cents. Long-haul flights or premium fares may return 1.5 cents per point, or even more.
Is there a limit to how many Altitude points I can earn?
There is no limit on the number of Altitude Rewards points you can earn in any month or year. However, The Qantas and Velocity versions of the card may have points caps.
Can I earn Altitude points on every single credit card transaction?
No. All regular purchases and bill payments earn points. But no points are earned on government charges (such as payments to the ATO or local government rates), interest charges, bank fees, cash advances, balance transfers, and any payments made by BPAY.
