Amplify Rewards guide

Amplify Rewards is the rewards program offered by three banks — Bank of Melbourne, BankSA, and St.George. Members qualify for a host of benefits.

Scroll down for details on earning, redeeming and transferring Amplify Rewards points.

Earning Amplify Rewards points

Since it's a credit card rewards program, it shouldn't come as a surprise that earning Amplify Rewards points involves spending with a credit card.

Sign up for an Amplify Rewards credit card

Sign-up bonuses are regularly available on most credit cards with Amplify Rewards, which are available from BankSA, Bank of Melbourne, and St.George.

How to earn points through everyday spending

Points can be earned on eligible purchases made with an Amplify Rewards credit card. The number of points earned per dollar spent will vary depending on the card type and the purchase category.

• ATO payments – and other government payments – do not earn Amplify Rewards points.
• Balance transfers do not earn Amplify Rewards points.
• Cash advances do not earn Amplify Rewards points.
• Other cash equivalents, such as purchases of foreign currency, do not earn Amplify Rewards points.

Redeeming Amplify Rewards points

Amplify Rewards members have a wide range of redemption options to choose from, including flights, hotels, merchandise, statement credits to offset the credit card's annual fee and airline frequent flyer points transfers.

Flights, hotels, and other travel

Members can redeem their points for flights, hotels, and other travel-related expenses through the Amplify Rewards travel booking service. This service allows members to search for and book flights, hotels, and car rentals using their points.

Frequent flyer points transfers

Amplify Rewards can be converted into frequent flyer points or miles with Virgin Australia and Singapore Airlines. You will receive 1.0 Velocity Points or 1.0 KrisFlyer Miles for each 2.0 Amplify Rewards points you transfer, with a minimum transfer amount of 3,000 Amplify Rewards points.

Merchandise and gift cards

In addition to travel, members can redeem their points for a wide range of merchandise and gift cards through the Amplify Rewards online store. This includes popular retailers, department stores and online retailers, movie tickets and other entertainment.

Statement credits

Members can also redeem their points for statement credits to offset their card's annual fee.

Transfer partners

Points earned with Amplify Rewards can be transferred to their airline transfer partners, Singapore Airlines KrisFlyer and Velocity Frequent Flyer.

• Singapore Airlines KrisFlyer. Transfer 2 Amplify Rewards points to 1 KrisFlyer Mile.
• Velocity Frequent Flyer. Transfer 2 Amplify Rewards points to 1 Velocity Point.

How to transfer points to partners

Transferring points from Amplify Rewards to one of their partners is easy. Here's a step-by-step guide.

1. Log into your Amplify Rewards account and select the option to transfer points.
2. Select the program to which you wish to transfer points.
3. Enter the number of points to transfer from your balance.
4. After submitting the form, points may take up to three business days to show up in your account.

Other benefits for Amplify card members

As well as earning Amplify Rewards points, Amplify cardholders receive other benefits, which vary depending on the card level (Platinum or Signature) but could include:

• Many thousands of sign-up bonus points
• An annual birthday bonus equal to 10% of the points earned in the preceding year
• Complimentary domestic and overseas travel insurance
• Airport lounge passes

FAQs

How much is an Amplify point worth?

It depends on which form of redemption you choose. As a general rule, rewards or frequent flyer points redeemed for merchandise or gift cards are worth 0.5 cents or less. A frequent flyer point (including Amplify points converted to Virgin Australia or Singapore Airlines points) redeemed for domestic economy flights could be worth around 0.9 cents. Long-haul flights or premium fares may return 1.5 cents per point, or even more.

Can you swap between Amplify Rewards and Qantas Frequent Flyer points?

Yes. When you apply for the card you must nominate which points program you want to join: Amplify or Qantas. After that, you can swap between the two programs as often as you like, although it may take a little while to process your request. Any points earned stay in the program where they were earned.

Can you be a member of Amplify Rewards and Westpac Altitude Rewards simultaneously?

Yes, it is possible to have an Amplify Rewards credit card and an Altitude Rewards credit card at the same time.

Is there a limit to how many Amplify Points I can earn?

There is no limit on the number of Amplify points you can earn in any month or year.

Do Amplify Rewards points expire?

Your Amplify Points will not expire as long as your card account remains open.

Is there an annual fee to be a member of Amplify Rewards?

No. There is no annual fee to be a member of the Amplify Rewards program, but Amplify credit cards do have annual fees.

Which banks issue Amplify Rewards credit cards?

St George Bank, Bank of Melbourne, and BankSA issue Amplify Rewards credit cards. They are all divisions of Westpac.

Do all Amplify credit cards charge the same annual fee?

No. The Amplify Platinum card has a moderate fee, and the Amplify Signature card has the highest fee and benefits.

Can I earn Amplify points on every single credit card transaction?

No. All regular purchases and bill payments earn points. But no points are earned on government charges (such as payments to the ATO or local government rates), interest charges, bank fees, cash advances, balance transfers, and any payments made by BPAY.