Australian Unity credit cards

Compare the features, rates, and fees of Australian Unity credit cards to make an informed decision about applying for one.

By Bill Ryan Natividad | Verified by David Boyd | Updated 30 Oct 2023

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Comparing Australian Unity credit cards

Compare

Australian Unity Low Rate Visa Credit Card

Balance transfer

N/A

Purchase rate

9.9% p.a. ongoing

Annual fee

$59.00 p.a. ongoing

Highlights

Take advantage of the low 9.90% p.a. purchase rate.
Up to 45 days interest free on purchases.
Get up to 4 additional cards with no additional annual fees.

Pros

Low interest rate applied to purchases.
Relatively cheap ongoing annual fee.
Add up to 4 additional cardholders for free.

Cons

No balance transfer offer.
You can't earn rewards with this card.
There's a 3% fee on purchases made in a foreign currency.

More about Australian Unity credit cards

Find helpful information on interest rates, fees and other card features.

FAQs

Does Australian Unity offer credit cards with an introductory balance transfer offer?

Balance transfers are not typically on offer from Australian Unity.

Does Australian Unity offer credit cards for businesses?

No. Australian Unity does not offer credit cards for businesses.

Does Australian Unity offer any credit cards with cashback rewards?

No. Australian Unity does not offer a cashback credit card.

Is there a low interest rate credit card available from Australian Unity?

Yes. This bank offers a low rate credit card. In fact, their standard rate is quite competitive against what’s available on the market.

Does Australian Unity offer frequent flyer credit cards?

No. There are no frequent flyer credit cards available from Australian Unity

Does Australian Unity have credit cards with rewards points?

No. Australian Unity do not offer credit cards with rewards. If you are looking to earn rewards, you may want to consider a different bank.

How can a credit card from Australian Unity be managed?

Australian Unity credit card customers can manage their accounts via online banking or telephone.

Can Australian Unity credit cards be used with a digital wallet?

You can add an Australian Unity credit card to Apple Pay, Google Pay, or Samsung Pay digital wallets.

Are instalment plans available with an Australian Unity credit card?

No. There are no instalment plans available for Australian Unity credit cards.

Who can apply for a credit card from Australian Unity?

Australian Unity require applicants to be at least 18 years old with no history of bad credit.

What documents are required when applying for a Australian Unity credit card?

Applicants are required to have an Australian driver's licence number as well as details of your income, expenses, and debts. You will have to produce proof of income such as recent pay slips.

How long does it take for Australian Unity to process an application?

Australian Unity do not provide an instant decision on applications. It takes them about 5-7 days to process an application in full.