Auswide Bank credit cards

Compare Auswide Bank's credit card interest rates, fees, and charges to make a more informed decision about your next credit card.

By   |   Verified by David Boyd   |   Updated 30 Oct 2023

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Comparing Auswide Bank credit cards

Auswide Bank Low Rate Visa Credit Card

Balance transfer

12 months at 0% p.a.

Purchase rate

9.99% p.a. ongoing

Annual fee

$50.00 p.a. ongoing

Highlights

  • Get a low variable rate on purchases and cash advances at 9.99% p.a.
  • A $50 p.a. annual fee can be waived if you are under 25 years old.
  • Enjoy up to 55 days interest-free on purchases.

Pros

  • 0% for 12 months on balance transfers.
  • Additional cards at no extra cost.
  • Compatible with Apply Pay and Google Pay,

Cons

  • There is no rewards program on this card.
  • Not compatible with Samsung Pay.

More about Auswide Bank credit cards

Find helpful information on interest rates, fees, balance transfers, and rewards.

  • FAQs

What is the most popular Auswide Bank credit card?

The Low Rate Visa Card is the most popular credit card from Auswide Bank.

Does Auswide Bank offer credit cards with an introductory balance transfer offer?

Auswide Bank balance transfers are not available.

Does Auswide Bank offer credit cards for businesses?

No. Auswide Bank does not offer credit cards for businesses.

Does Auswide Bank offer any credit cards with cashback rewards?

No. Auswide Bank does not offer a cashback credit card.

Is there a low interest rate credit card available from Auswide Bank?

Yes. Auswide bank offers low rate credit cards. Typically they have rates that are very competitive with the market.

Does Auswide Bank offer frequent flyer credit cards?

No. Auswide Bank has no credit cards available that offer frequent flyer points.

Does Auswide Bank have credit cards with rewards points?

Yes. Auswide Bank has a credit card offering reward points you can use for cashback or gift cards.

What can Auswide Bank rewards points be used for?

The Auswide Bank rewards program is called Card Services Rewards. Points earned in the program can be redeemed for points transfers, evouchers, cashback, travel deals, and shopping at partner stores.

What partners can points be transferred to from Auswide Bank?

Depending on the card, points can be transferred to flybuys, Emirates Skywards, Singapore Airlines KrisFlyer, and Velocity Frequent Flyer.

How can a credit card from Auswide Bank be managed?

Customers can manage cards using the mobile app, via telephone, or in their local branch.

Can Auswide Bank credit cards be used with a digital wallet?

Yes. Auswide Bank support Apple Pay and Google Pay.

Is it possible to have more than one Auswide Bank credit card?

Yes. Auswide Bank allows customers to have more than one credit card.

Are instalment plans available with an Auswide Bank credit card?

No. There are no instalment plans for Auswide's credit cards.

Who can apply for a credit card from Auswide Bank?

Auswide Bank requires applicants to be at least 18 years old and earning $30,000 or more (depending on the card). Applicants must have no history of bad credit.

What documents are required when applying for an Auswide Bank credit card?

Auswide Bank will ask for an Australian driver's licence number, details of your income, expenses, and debts, plus proof of income.

How long does it take for Auswide Bank to process an application?

Auswide Bank does not provide an instant decision. It takes them approximately 5-7 days to process a new application from start to finish.