Bank of Melbourne credit cards
Anyone can apply for a card from Bank of Melbourne and enjoy the benefits of their highly competitive interest rates and rewards.
By Yvonne Taylor | Verified by David Boyd | Updated 17 Mar 2023
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Comparing Bank of Melbourne credit cards
Balance transfer
32 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Annual fee
$55.00 p.a. ongoing
Highlights
- Enjoy 0% for 32 months on Balance Transfers with no balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
- 13.99% p.a. low variable interest rate on purchases.
- Low annual fee of $55 p.a.
Pros
Cons
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$49.00 for 1st year
Highlights
- Earn up to 60,000 bonus Qantas Points when you spend $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- 0% p.a. for 24 months on balance transfers with a 1% balance transfer fee. Reverts to cash advance rate.
- $49 p.a. annual fee for the first year ($99 p.a. annual fee thereafter)
- Earn 0.5 points per $1 spent (uncapped). Plus, get a complimentary Qantas membership fee. Saving you $99.50!
From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Bonus Qantas Points not included in the cap.
Pros
Cons
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$49.00 for 1st year
Highlights
- Earn up to 90,000 bonus Amplify Points when you spend $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- 0% for 24 months on balance transfers with 1% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
- $49 p.a. annual fee for the first year ($99 p.a. annual fee thereafter)
Pros
Cons
More about Bank of Melbourne credit cards
Find out about fees and interest rates charged, as well as rewards and eligibility.
FAQs
