Bank of Sydney credit cards

Compare interest rates, fees, balance transfers, and rewards for Bank of Sydney credit cards. Get informed before applying.

By David Boyd | Verified by Bill Ryan Natividad | Updated 31 Oct 2023

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Comparing Bank of Sydney credit cards

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Bank of Sydney Platinum Credit Card

Balance transfer

N/A

Purchase rate

6 months at 6.99% p.a.

Annual fee

$129.00 p.a. ongoing

Highlights

Earn $8 for every $1,000 spent on eligible purchases (with no cap).
6.99% p.a. up to 6 months on purchases (reverts to 18.49% p.a.).
55 days interest-free period on all purchases.

Pros

No limit on the cashback you can earn.
The introductory rate on purchases.
Comes with complimentary travel insurance for up to $20,000.
Includes transport accident insurance, extended warranty insurance, and purchase security insurance.

Cons

The annual fee is $129 p.a.

More about Bank of Sydney credit cards

Learn about Bank of Sydney credit cards and how you can take advantage of their benefits.

FAQs

What is the most popular Bank of Sydney credit card?

Based on our first-party data, the Platinum Mastercard is the most popular credit card from the Bank of Sydney.

Does the Bank of Sydney offer credit cards with an introductory balance transfer?

No. Bank of Sydney does not offer credit cards with balance transfers. However, many other banks do offer this kind of card.

Does the Bank of Sydney offer credit cards for businesses?

No. The Bank of Sydney does not offer credit cards for businesses.

Does the Bank of Sydney offer any credit cards with cashback rewards?

The Bank of Sydney is one of the few banks to offer a true cashback credit card, which earns cashback with no cap.

Is there a low interest rate credit card available from the Bank of Sydney?

Yes. A low rate credit card is available from the Bank of Sydney. Their rates are typically very competitive with the market.

Does the Bank of Sydney offer frequent flyer credit cards?

No, the Bank of Sydney does not offer a frequent flyer credit card.

Does the Bank of Sydney have credit cards with rewards points?

Yes. However, instead of points, you’ll earn cashback rather than rewards points.

How can a credit card from the Bank of Sydney be managed?

Cards can be managed using online banking, the mobile app, via telephone, or in a local branch.

Can Bank of Sydney credit cards be used with a digital wallet?

Yes. Bank of Sydney Visa credit cards suport Apple Pay, Google Pay, and Samsung Pay.

Is it possible to have more than one Bank of Sydney credit card?

Yes. It's possible to have multiple Bank of Sydney credit cards.

Are instalment plans available with a Bank of Sydney credit card?

No. The Bank of Sydney does not offer instalment plans.

Who can apply for a credit card from the Bank of Sydney?

The Bank of Sydney requires applicants to be at least 18 years old and earning $15,000 or more. Applicants must not have bad credit.

What documents are required when applying for a Bank of Sydney credit card?

Applicants must be able to provide an Australian driver's licence number, details of your income, expenses, debts, and proof of income.

How long does it take for the Bank of Sydney to process an application?

The Bank of Sydney does not provide an instant decision on applications. It takes them about 5-7 days to process an application in full.