Bank of us credit cards

Compare features, rates, and fees to make an informed decision about applying for a Bank of us credit card.

By Bill Ryan Natividad | Verified by David Boyd | Updated 28 Feb 2023

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Comparing Bank of us credit card

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Bank of us Visa Credit Card

Balance transfer

N/A

Purchase rate

9.99% p.a. ongoing

Annual fee

$39.00 p.a. ongoing

Highlights

Take advantage of the low-interest rate of 9.99% p.a. on purchases, cash advances, and balance transfers.
$0 p.a. annual fee when you spend $8,000 every year instead of the usual $39 p.a.
Enjoy up to 58 days interest-free on your purchases.

Pros

Low ongoing interest rates.
The waived annual fee when you meet the spend criteria.
58 days interest-free on purchases.

Cons

There is no sign up bonus for this card.

More about Bank of us credit cards

Find helpful information on interest rates, fees, balance transfers, and interest-free days.

FAQs

Are instalment plans available with a Bank of us credit card?

Credit card instalment plans are not currently available with Bank of us. However, if this is a feature you would value having, several other banks are now offering this feature.

Can Bank of us credit cards be used with a digital wallet?

Bank of us credit cards can be added to Apple Pay, Google Pay, and Samsung Pay.

Does the Bank of us have credit cards with rewards points?

The Bank of us does not offer credit cards with rewards. If you are looking to earn rewards, you may want to consider what’s on offer from a different bank.

Does the Bank of us offer any credit cards with cashback rewards?

No. Bank of us does not currently offer a cashback credit card.

Does the Bank of us offer credit cards for businesses?

No. The Bank of us does not currently offer credit cards for businesses.

Does the Bank of us offer credit cards with an introductory balance transfer deal?

The low-interest rate of 9.99% p.a. will apply if you wish to do a balance transfer.

Does the Bank of us offer frequent flyer credit cards?

Frequent flyers will need to look elsewhere since the Bank of us does not offer a credit card that earns frequent flyer points.

How can a credit card from the Bank of us be managed?

Bank of us customers can manage their credit card using the mobile app or by calling their customer support number. However, they do not have a branch network outside of Tasmania.

How long does it take for the Bank of us to process an application?

Bank of us will respond with their decision within 60 seconds. They will then take 5-7 days to process the application.

Is a low interest rate credit card available from the Bank of us?

You can get a low rate credit card with Bank of us.

Is it possible to have more than one Bank of us credit card?

It is possible to have more than one credit card with the Bank of us at the same time.

What documents are required when applying for a Bank of us credit card?

To apply for a Bank of us credit card, you will need to provide an Australian Driver's Licence number, details of your income and expenses and debts, as well as proof of income such as recent payslips.

What is the most popular Bank of us credit card?

Based on our research, we think the Visa Credit Card is the most popular credit card from the Bank of us.

Who can apply for a credit card from Bank of us?

Bank of us require applicants to be at least 18 years old and earning $15,000 or more (depending on the card). Citizens and permanent can apply. All applicants must have no history of bad credit.