BankVic credit cards

Compare how a BankVic credit card compares with what's available from other banks.

By   |   Verified by David Boyd   |   Updated 31 Oct 2023

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Comparing BankVic credit cards

BankVic Qantas Visa Credit Card

Balance transfer

6 months at 8.99% p.a.

Purchase rate

6 months at 8.99% p.a.

Annual fee

$0.00 p.a. ongoing


  • Get 8.99% p.a. for 6 months on purchases and balance. Reverts to 18.95% p.a. after the promotional period.
  • Enjoy $0 p.a. annual fee.
  • Comes with complimentary overseas travel insurance.


  • No annual fee.
  • Take advantage of the promotional rate on purchases and balance transfers.
  • Get up to 55 interest-free days on purchases.


  • There is no ongoing signup bonus promo for this card.
  • The attractive 8.99% introductory purchase interest rate reverts to an ongoing purchase rate of 18.95 after six months.
BankVic Low Rate Card

Balance transfer

6 months at 8.99% p.a.

Purchase rate

6 months at 8.99% p.a.

Annual fee

$0.00 p.a. ongoing


  • Balance transfer to BankVic and reduce your interest repayments.
  • Low ongoing interest rate applies to balances carried over.
  • No annual fee for life.


  • No annual fee for as long as you hold the card.
  • Consolidate debt and reduce interest with a balance transfer.
  • Up to 44 days interest-free.
  • Low interest on cash advances and balances carried over.


  • No rewards program.

More about BankVic credit cards

Find helpful information on interest rates, fees, balance transfers, and interest-free days.

  • FAQs

What is the most popular BankVic credit card?

Based on our research, we think the Qantas Visa is the most popular credit card from BankVic.

Does BankVic offer credit cards with an introductory balance transfer?

Yes, you can get a balance transfer credit card with BankVic. SInce they are not typically known as being very competitive with the broader market, consider what’s on offer with other banks before applying.

Does BankVic offer credit cards for businesses?

BankVic does not offer credit cards for businesses at this time.

Does BankVic offer any credit cards with cashback rewards?

BankVic offers a cashback credit card. The amount of cashback earned depends on how much you spend with the card.

Is there a low interest rate credit card available from BankVic?

Yes, BankVic offers credit cards with purchase rates that are competitive against the broader market.

Do BankVic offer frequent flyer credit cards?

BankVic offers a credit card that rewards you Qantas points for every $1 you spend.

What can BankVic rewards points be used for?

BankVic credit card customers are rewarded points in the Qantas Frequent Flyer program. Points can be redeemed for flights, Airbnb and hotel bookings, rental cars, shopping, and more.

What rewards programs can be linked with BankVic?

It is possible to link with Qantas Frequent Flyer. It is not currently possible to link with flybuys or Velocity Frequent Flyer.

How can a credit card from BankVic be managed?

Customers can manage their BankVic credit card via the mobile app, via telephone, or in a local bank branch.

Can BankVic credit cards be used with a digital wallet?

Yes. BankVic cards can be used with Apple Pay, Google Pay, or Samsung Pay.

Is it possible to have more than one BankVic credit card?

It is possible to have more than one card open at the same time.

Are instalment plans available with a BankVic credit card?

Instalment plans are not currently available for BankVic credit cards. However, this feature is becoming more widespread with other banks. Shop around if it’s a feature you would like to have access to.

Who can apply for a credit card from BankVic?

Applicants should be at least 18 years old and earning $15,000 or more (depending on the card). Citizens and permanent residents can apply so long as they have no history of bad credit.

What documents are required when applying for a BankVic credit card?

To be eligible to apply for a BankVic credit card, you will need an Australian Driver's License number, details of your income and expenses and debts, as well as proof of income (copies of recent payslips).

How long does it take for BankVic to process an application?

BankVic does not provide an instant decision on applications. It takes them about 5 days to process an application in full.