Beyond Bank credit cards

Compare features, rates, and fees to make an informed decision about applying for a credit card with Beyond Bank.

Yvonne Taylor avatar
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Updated 1 Nov 2023   |   Rates updated regularly

Comparing of 1 Beyond Bank credit cards

Beyond Bank Low Rate Visa Credit Card

Balance transfer

12 months at 0% p.a.

Purchase rate

11.99% p.a. ongoing

Interest-free days

62 days

Annual fee

$49.00 p.a. ongoing

Highlights

  • Transfer debt from other credit and store cards with no interest for 12 months.
  • Low interest rate on purchases and cash advances.
  • Low ongoing annual fee.

Pros

  • Enjoy an 11.99% p.a. interest rate on purchases.
  • 0% for 12 months or 4.99% for 6 months on balance transfers.
  • Add up to 4 additional cardholders at no extra cost.
  • Get up to 62 days interest-free on purchases.

Cons

  • No rewards program

Learn more about Beyond Bank credit cards

  • FAQs

What is the most popular Beyond Bank credit card?

Based on our research, we think the Low Rate Visa Card is the most popular credit card from Beyond Bank.

Does Beyond Bank offer credit cards with an introductory balance transfer offer?

Yes, it is possible to transfer a balance to a Beyond Bank credit card. However, they are not typically competitive with what is available from other banks, especially in terms of the balance transfer period.

Does Beyond Bank offer credit cards for businesses?

Beyond Bank does not currently offer credit cards for businesses.

Does Beyond Bank offer any credit cards with cashback rewards?

Beyond Bank does not offer a cashback credit card. Several other banks now offer this type of product.

Is there a low interest rate credit card available from Beyond Bank?

A low rate credit card is available from Beyond Bank.

Does Beyond Bank offer frequent flyer credit cards?

Beyond Bank doesn't currently offer a frequent flyer card.

Does Beyond Bank have credit cards with rewards points?

There is currently no credit card available from Beyond Bank that earns rewards. However, this type of card is available from many other banks.

How can a credit card from Beyond Bank be managed?

Beyond Bank credit card accounts can be managed via their app, via telephone, or in the local branch.

Can Beyond Bank credit cards be used with a digital wallet?

Beyond Bank credit cards can be used with Apple Pay, Google Pay, and Samsung Pay.

Is it possible to have more than one Beyond Bank credit card?

You can have more than one credit card from Beyond Bank open at the same time.

Are instalment plans available with a Beyond Bank credit card?

Beyond Bank does not currently offer instalment plans on any of its credit cards.

Do I need to switch banks in order to get a card from Beyond Bank?

No. You can get a credit card from Beyond Bank without having to change bank.

Who can apply for a credit card from Beyond Bank?

Beyond Bank require applicants to be at least 18 years old and earning $15,000 or more (depending on the card). Australian citizens and permanent Australian residents can apply. Applicants must have no history of bad credit.

What documents are required when applying for a Beyond Bank credit card?

Beyond Bank will require an Australian Driver's Licence number, details of your income and expenses and debts, and proof of income such as payslips.

How long does it take for Beyond Bank to process an application?

Beyond Bank does not provide an instant decision on applications. It takes them about 3 days to process an application in full.

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