Defence Bank credit cards

Compare Defence Bank credit card interest rates, fees, and charges to make a more informed decision about your next credit card.

By   |   Verified by David Boyd   |   Updated 2 Nov 2023

As seen on

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Comparing Defence Bank credit cards

Defence Bank Credit Card

Balance transfer

6 months at 3.99% p.a.

Purchase rate

6 months at 3.99% p.a.

Annual fee

$45.00 p.a. ongoing


  • 3.99% for 6 months on balance transfers, purchases, and cash advances (reverts to 8.99% p.a. thereafter).
  • Low 8.99% p.a. ongoing interest rate on purchases and cash advances.
  • Up to 55 days interest-free on purchases.


  • The low-interest rate for purchases and cash advances.
  • Even lower interest rate for the first 6 months on balance transfers, purchases, and cash advances.
  • Get an additional cardholder at no extra cost.
  • Compatible with digital wallets from Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.


  • No rewards program.
  • Basic card with no frills and perks.