Hume Bank credit cards

Compare Hume Bank’s credit card features, benefits, rates, and fees to make a more informed decision about applying.

Yvonne Taylor avatar
Written by   |  
David Boyd avatar
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Updated 20 Feb 2025   |   Rates updated regularly

Comparing of 2 Hume Bank credit cards

Hume Value Visa Credit Card

Not available for application via this website

Balance transfer

N/A

Purchase rate

11.95% p.a. ongoing

Interest-free days

55 days

Annual fee

$0.00 p.a. ongoing

Highlights

  • No annual fee, so you can keep more money in your pocket while using your card.
  • Get a low interest rate of 11.95% p.a. on purchases.
  • Enjoy up to 55 interest-free days.

Pros

  • The low ongoing interest rate on purchases.
  • Get additional cardholders at no extra cost.
  • Minimum credit limits range between $500 to $20,000.
  • Compatible with Apple Pay, Google Pay and Samsung Pay

Cons

  • There are no introductory rates at the moment.
  • No rewards program.
  • The cash advance rate is at 19.95% p.a.
Hume Clear Visa Credit Card

Not available for application via this website

Balance transfer

N/A

Purchase rate

14.95% p.a. ongoing

Interest-free days

55 days

Annual fee

$30.00 p.a. ongoing

Highlights

  • The $30 annual fee is waived upon spending over $8,000 a year.
  • Earn 1 reward point for every $1 spent.
  • Enjoy up to 55 interest-free days.
  • Credit limits range from as low as $500 to as high as $50,000.

Pros

  • Low annual fee with fee waivers for spending over $8,000.
  • 3 additional cardholders at no extra cost.
  • Earn cash redeemable loyalty points at 1 per $1 spent.
  • Get up to a $50,000 credit limit.
  • Compatible with Apple Pay, Google Pay and Samsung Pay.

Cons

  • There are no introductory rates at the moment.
  • No special balance transfer offer at present.
  • Need to earn at least 400 points before you get money back in your account.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business