ME credit cards

No. There is no requirement to be a member of an industry super fund in order to bank with ME or apply for a credit card.

Yes. However, ME typically don’t offer any promotional 0% balance transfer deals to new customers. Instead, they apply the same simple low interest rate to balance transfers that is applied to purchases and cash advances.

Yes. Since it’s a Mastercard, it can be use everywhere worldwide that Mastercard is accepted.

ME is a digital, online only bank. It does not have branches or ATMs. Customers can manage their credit card account via ME’s internet banking, mobile banking app, phone and postal services. You can also use your ME frank Credit Card free of charge at any ATM operated by Australia’s Big Four banks (ANZ, Commbank, NAB and Westpac).

You can make payments into your credit card account in four ways:

• Via an internet banking transfer from an ME bank account;
• Via BPAY using phone or internet banking from any Australian bank account;
• In person at an Australia Post outlet;
• By setting up a direct debit to pay the account balance in full, or to pay a set monthly amount or percentage of the closing balance, or to make the minimum monthly repayment.