Make sure you meet the following criteria before applying.
Aged between 18 - 65
Wages of $3,000
Must be employed
Must be a Permanent Australian Resident or Australian Citizen
Must have a VEDA above 600
No serious marks against credit file
Has had a previous application declined in the last 365 days
Not on Government or Centrelink benefits
Disclaimer: You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more information.
Use virtual card instantly once approved (typically within 60 mins)
Tap n Pay with up to 55 days interest free
Use credit to transfer money to anyone
Exclusive perks & many more features
Thousands of 5-star customer reviews
Get MONEYME's lowest advertised rate EVER of 14.99% p.a.
Annual fee of $0 to $149 p.a. based on credit limit plus a monthly fee of $5 for balances over $20.
Be eligible for deals and credit back offers at over 1,400 participating stores thanks to MONEYME Perks, powered by Cashrewards. Terms and conditions apply.
Available to use immediately after approval.
Money can be transferred to your bank account.
Get cashback at participating stores with Cashrewards.
The maximum credit limit is comparatively low.
Combination of annual and monthly fees can be quite expensive for the highest credit limit.
There is a 1.5% withdrawal fee.
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Disclaimer: You need to be logged in to claim Finty Rewards. If you proceed without logging in, you will not be able to claim Finty Rewards at a later time. In order for your rewards to be paid, you must submit your claim within 45 days. Please refer to our T&Cs for more information.