MoneyMe credit cards

Compare MoneyMe credit card features, rates, and fees. Make an informed decision about applying for a credit card with MoneyMe.

By   |   Verified by David Boyd   |   Updated 27 May 2024

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Comparing MoneyMe credit cards

MONEYME Freestyle Virtual Card

Balance transfer


Purchase rate

From 18.24% p.a. ongoing

Annual fee

From $0.00 p.a. ongoing


  • Use virtual card instantly once approved (typically within 60 mins)
  • Tap n Pay with up to 55 days interest free
  • Use credit to transfer money to anyone
  • Exclusive features
  • Thousands of 5-star customer reviews

Bank promo

  • Get MONEYME's lowest advertised rate EVER of 18.74% p.a.
  • Annual fee of $0 to $149 p.a. based on credit limit plus a monthly fee of $5 for balances over $20.


  • Available to use immediately after approval.
  • Money can be transferred to your bank account.
  • Get cashback at participating stores with Cashrewards.


  • The maximum credit limit is comparatively low.
  • Combination of annual and monthly fees can be quite expensive for the highest credit limit.
  • There is a 1.5% withdrawal fee.