People's Choice Credit Union credit cards

Compare benefits, features, rates, and fees for People's Choice Credit Union credit cards. Get informed before applying.

By   |   Verified by David Boyd   |   Updated 22 Feb 2023

As seen on

Media - The Sydney Morning Herald
Media - Yahoo Finance
Media - News.com.au
Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business

Comparing People's Choice Credit Union credit cards

People's Choice Low Rate Visa Credit Card

Balance transfer

6 months at 2.99% p.a.

Purchase rate

6 months at 2.99% p.a.

Annual fee

$59.00 p.a. ongoing

Highlights

  • 2.99% p.a. for 6 months on balance transfers.
  • 2.99% p.a. for 6 months on purchases.
  • Up to 62 days interest-free days on purchases.

Pros

  • 2.99% p.a. for 6 months on balance transfers, purchases and cash advances (reverts to 12.95% p.a. thereafter).
  • 62 days interest-free days on purchases, which is among the longest.
  • Supports Apple Pay, Google Pay, and Samsung Pay.

Cons

  • No rewards program or travel benefits.
  • Relatively high annual fee for a low rate credit card (but this may be waived if eligible).