Qudos Bank credit cards

Compare the features, rates, fees, and benefits offered by Qudos Bank credit cards to make an informed decision about applying for one.

Yvonne Taylor avatar
Written by   |  
Bill Ryan Natividad avatar
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Updated 28 Sep 2023   |   Rates updated regularly

Comparing of 3 Qudos Bank credit cards

Qudos Bank Visa Platinum Credit Card

Balance transfer

5 months at 4.99% p.a.

Purchase rate

5 months at 4.99% p.a.

Interest-free days

55 days

Annual fee

$199.00 p.a. ongoing

Highlights

  • 4.99% p.a. for 5 months on cash advances, balance transfers, and purchases. Reverts to 19.49% p.a.
  • Up to 55 interest-free days on purchases.
  • Earn 1 Qantas Point per $1 spent on eligible purchases.

Pros

  • Earn 1 Qantas Point for every $1 spent on eligible purchases.
  • Complimentary overseas travel insurance.
  • 24/7 worldwide Visa Premium Concierge Service.
  • Works with most of the major digital wallets.

Cons

  • The $199 p.a. annual fee.
  • There is a 3.65% foreign conversion fee.
Qudos Bank Visa Lifestyle Credit Card

Balance transfer

5 months at 4.99% p.a.

Purchase rate

5 months at 4.99% p.a.

Interest-free days

46 days

Annual fee

$0.00 p.a. ongoing

Highlights

  • $0 annual fee as long as you have the card.
  • Enjoy 4.99% p.a. on purchases and balance transfers for 5 months (12.84% p.a. thereafter).
  • $0 fee on additional cards.

Pros

  • The introductory rate of 4.99% for 5 months on purchases, cash advances and balance transfers.
  • Low standard interest rates.
  • $0 fee for an additional cardholder.

Cons

  • No interest-free days on purchases.
  • Longer balance transfer offers are available.
  • Doesn't earn rewards or have any travel benefits.
Qudos Bank Lifestyle Plus Credit Card

Balance transfer

5 months at 4.99% p.a.

Purchase rate

5 months at 4.99% p.a.

Interest-free days

46 days

Annual fee

$0.00 p.a. ongoing

Highlights

  • $0 annual fee.
  • Enjoy 4.99% p.a. on purchases and balance transfers for 5 months (16.35% p.a. thereafter).
  • Up to 46 interest-free days.

Pros

  • No annual fee.
  • Ongoing interest rates on purchases are slightly lower than average.
  • Get special offers with Visa Entertainment.
  • Works with every major digital wallet, including Apple Pay and Google Pay.

Cons

  • No rewards program.
  • Interest-free days are limited to 46.

    As seen on

    Media - The Sydney Morning Herald
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    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business