Regional Australia Bank credit cards

Compare Regional Australia Bank's credit card offering. Review interest rates, fees, and benefits before applying.

By   |   Verified by David Boyd   |   Updated 20 Feb 2023

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Comparing Regional Australia Bank credit cards

Regional Australia Bank Your Choice Credit Card

Regional Australia Bank Your Choice Credit Card

Balance transfer

N/A

Purchase rate

14.69% p.a. ongoing

Annual fee

$40.00 p.a. ongoing

Highlights

  • Enjoy a purchase rate of 9.69% p.a. if you have a Partnership Advantage Home Loan (14.69% p.a. ongoing purchase rate).
  • Low annual fee of $40 p.a.
  • Up to 55 days interest-free on purchases.

Pros

  • Low annual fee (waived for Partnership Advantage Home Loan holders).
  • Additional cardholders at no extra cost.
  • Get up to 55 interest-free days on purchases.

Cons

  • No rewards program.
Regional Australia Bank Visa Platinum Rewards Credit Card

Regional Australia Bank Visa Platinum Rewards Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$195.00 p.a. ongoing

Highlights

  • The annual fee is waived for Partnership Advantage Home Loan holders (usually $195 p.a.).
  • Earn 0.75 Qantas Points for every $1 you spend on eligible purchases.
  • Up to 45 days interest-free on purchases.

Pros

  • No fees for late payments or additional cardholders.
  • Complimentary travel insurance.
  • 24/7 Visa Platinum Concierge Service.

Cons

  • The 19.99% p.a. interest rate on cash advances and purchases.