Snapped or broken credit cards can still be used if the chip and the magnetic strip are undamaged. However, you may not be able to use your snapped card in stores or to withdraw cash from an ATM.
Shopping with a snapped card
Can a snapped credit card be used in stores?
Most merchants will reject a snapped card when presented at a point of sale (POS). But your snapped card may still be usable if taped together — provided the strip and chip are intact — for making contactless payments and shopping online.
Beware that ATMs may seize or reject damaged, snapped, or taped-up cards.
If your credit card snapped in two, you should report it as a damaged card and get a replacement card as soon as possible. This will ensure your card can be used anywhere that you need to use it.
Tap-and-go with a snapped card
Will contactless work if a credit card is snapped?
Whether a snapped credit card can be used for contactless payments depends on the extent of the damage. The card will probably still work if the chip and magnetic strip are intact.
The main problem you are likely to encounter when trying to use a snapped credit card is the cashier, who may not let you use it on suspicion of it being attempted fraud. However, you may still be able to use the card online.
Time for a replacement?
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