Unity Bank credit cards

Compare features, interest rates, and fees to make an informed decision about applying for a credit card with Unity Bank.

By   |   Verified by Bill Ryan Natividad   |   Updated 27 Feb 2023

As seen on

Media - The Sydney Morning Herald
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Media - News.com.au
Media - Daily Mail Australia
Media - Australian Fintech
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Comparing Unity Bank credit cards

Unity Bank Visa Credit Card

Balance transfer


Purchase rate

12.24% p.a. ongoing

Annual fee

$0.00 for 1st year


  • 12.24% p.a. interest rate on balance transfers, cash advances, and purchases.
  • No first-year annual fee (reverting to $60 p.a. for the following years).
  • Get up to 55 interest-free days on purchases.


  • Low ongoing interest rates.
  • No annual fee for the first year.
  • You can link your card to Apple Pay, Google Pay, and Samsung Pay.


  • There is no introductory offer on balance transfers or purchases at the moment.
  • No rewards program.