G&C Mutual Bank

G&C Mutual Bank credit cards

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G&C Mutual Bank Low Rate Visa Credit Card

Highlights

  • Low 7.49% p.a. interest rate on purchases.
  • Low annual fee of $50 p.a.
  • Up to 50 interest-free days.

Pros

  • Low-interest rate.
  • Low annual fee.
  • Up to 50 interest-free days.
  • Visa payWave, New Payment Platform (NPP) and BPAY enabled.

Cons

  • The cash advance rate is 15.49% p.a.
  • No rewards program.
  • No balance transfer offers at present.
G&C Mutual Bank Low Rate Business Credit Card

Highlights

  • Low 12.49% p.a. interest rate on purchases and up to 50 interest-free days.
  • Low annual fee of $50 p.a.
  • Add 5 additional cards at no cost.

Pros

  • Low ongoing interest rate.
  • Low annual fee.
  • Up to 50 interest-free days.

Cons

  • The cash advance rate is 19.49% p.a.
  • Doesn't earn rewards.
  • No balance transfer offer.