Great Southern Bank Platinum Credit Card

Great Southern Bank Platinum Credit Card

Highlights

  • Earn one Platinum Rewards Point for $1 you spend using your card.
  • Feel secure with complimentary Purchase protection insurance.
  • Enjoy up to 9 additional cards for no extra cost.

Pros and cons

Pros

  • 90-day purchase protection.
  • Get up to 55 days interest-free on purchases
  • Compatible with Apple Pay, Google Pay, and Samsung Pay.

Cons

  • There is a 3.4% foreign exchange fee.

History

    Our review

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    The basics

    • Additional cardholders. Great Southern Bank's Platinum Credit Card allows up to 9 additional cardholders for free, so you can easily share your account with family members. As the main account holder, you will be responsible for managing the account and making repayments.
    • Digital wallets. This card works with Apple Pay, Google Pay, and Samsung Pay.
    • Gambling transactions. Gambling transactions are not allowed on the Great Southern Bank Platinum Credit Card.

    Rewards and benefits

    • Complimentary travel insurance. The Great Southern Bank Platinum Credit Card comes with complimentary international travel insurance. To be eligible, the card must have been used to pay for travel costs related to your trip before you leave. Eligibility criteria apply.
    • Concierge services. The Great Southern Bank Platinum Credit Card comes with access to a 24/7 concierge service which can be used to get help with travel recommendations, making reservations and bookings, price comparison, arranging gifts, and more.
    • Rewards points. The Great Southern Bank Platinum Credit Card offers cardholders the opportunity to earn 1 Rewards point for every $1 spent on eligible purchases, up to a maximum of 100,000 points per year. Points can be redeemed for cashback, gift vouchers, flights, and more in the Great Southern Bank Rewards program.
    • Sign-up bonus. There is no sign-up bonus offered with this credit card.

    Rates and fees

    • Annual fee. The annual fee for this card is $149.
    • Balance transfers. The Great Southern Bank Platinum Credit Card does not have an ongoing balance transfer offer right now.
    • Cash advances. Cash advances with this card will incur interest at the rate of 21.74% p.a., with interest accruing from the date of the cash advance transaction. Great Southern Bank Platinum Credit Card cash advances incur a one-off fee of 3.5% (minimum $3.50).
    • Foreign exchange fee. A 3.4% foreign transaction fee applies to all purchases made overseas or online in a foreign currency.
    • Interest-free period. The Great Southern Bank Platinum Credit Card offers up to 55 days interest-free on purchases, provided you have paid your balance in full or made the minimum required payment.
    • Purchases. With no introductory offer on purchases, purchases made with the Great Southern Bank Platinum Credit Card will be charged interest of 19.99% p.a.

    Nilooka Dissanayake

    Reviewed by Nilooka Dissanayake

    Writer

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    This product has not been reviewed yet. Click here to write your review and help others make a better decision.